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159 pages ; 22 cm

159 pages ; 22 cm

Behind the tv "reality shows", theres a deeper reality

Includes bibliographical references (p. [247]-276) and index

Includes bibliographical references and index

Includes bibliographical references and index

Twelve scholarly papers and eighteen abstracts comprise the content of the nineteenth annual Brick & Click Libraries Conference, held annually at Northwest Missouri State University in Maryville, Missouri. The proceedings, authored by academic librarians and presented at the conference, portray the contemporary and future face of librarianship. The 2019 paper and abstract titles include: (1) Universally Accessible: Practical Methods for Digital Accessibility for Ordinary Librarians (Rebeca Peacock and Sean McCann); (2) Developing Student Agency through Personalized Learning (Elizabeth Stephan and Shevell Thibou); (3) Students of the Stacks: The Fellowship of Experience (Christina Prucha and Sabrina Davis); (4) Library Assessment: How High the Mountain! (Cheryl L. Blevens, Shelley Arvin, and Valentine K. Muyumba); (5) The Tool We Never Teach: The Good, the Bad and the End (Point) of Google's Usefulness in First-Year Experience Assignments (Lindsay Brownfield); (6) Mentoring and You: Providing Meaningful Experiences for Student Employees (Ruth Harries); (7) Spending Miss Alice's Money: Practical Applications for Evolving Libraries (Phillip Jones); (8) Using Data Visualization to Analyze Topic Development by Business Communication Students in a One-Shot Setting (Heidi Blackburn and Jason Heppler); (9) Collaborate for Student Success: Long Night against Procrastination (Carolyn Johnson); (10) Using Acquisitions: A Library's Steps for Ordering Books to Tracking Funds (Natasha Young); (11) Smart Spending -- Affordable Programming (Amber Carr and Kayla Reed); (12) Be a Leader, Not a Boss: Creating a Unified and Fulfilled Student Employment Team (Courtney Gard and Adrianna Bennett); (13) Revitalization of the Liaison Program (Amber Carr, Kayla Reed, and Nancy Crabtree); (14) Maintaining Training (Kayla Reed); (15) Understanding the Basics of Serials...and Beyond (Carol Doms and Stephanie Spratt); (16) Off the Web and Into the Fishing Hole (Carmen Orth-Alfie and Natalie Mahan); (17) Open Educational Resources: Build a Lesson Using Free Government Resources (Stephanie Hallam, Pat Willingham, and Kris Baranovic); (18) Old Acquaintance -- New Friend...Library and IT Partnerships (Martha Allen); (19) Display and Exhibit Design: Maximizing Existing Spaces for Outreach and Stakeholder Engagement (Alyssa Denneler); (20) Cross-Training Student Workers in a Learning Commons Environment (Meredith Knoff); (21) Deciding, Documenting, and Disseminating Library Policies and Practices: A Case Study from a Newly-Created Library Unit (Alea Henle and Rob Withers); (22) Reference Remodeling: Adapting and Promoting Reference Services (Cyndi Landis); (23) The Reference Interview Beyond Reference: Putting it to the E-Resource Troubleshooting Test (Angela Rathmel and Greta Valentine); (24) Town-Town-Gown Relations: Managing a County-Wide Collaborative Digital Community Archive (Christopher Jones, Allison Haack, Monique Shore, and Julia Bauder); (25) "The Library is Home for a Lot of Us Engineers:" How Engineering Majors Experience Library Space (Noël Kopriva); (26) Creating Library FAQ Guidelines Using Query Spy (Danielle M. Drummond); (27) A Reprieve for Sisyphus: How a Rotating ILL Task Schedule Provides Full Task Coverage and Variety for Staff (Gail Williams); (28) Hosting Comic Book Club in an Academic Setting (Mara Inge); (29) We Need Diverse Digital Resources (Jo Monahan); and (30) Accessible & Active eLearning Game Plan (Monica Maher). [For the 2018 proceedings, see ED590389.]

Twelve scholarly papers and eighteen abstracts comprise the content of the nineteenth annual Brick & Click Libraries Conference, held annually at Northwest Missouri State University in Maryville, Missouri. The proceedings, authored by academic librarians and presented at the conference, portray the contemporary and future face of librarianship. The 2019 paper and abstract titles include: (1) Universally Accessible: Practical Methods for Digital Accessibility for Ordinary Librarians (Rebeca Peacock and Sean McCann); (2) Developing Student Agency through Personalized Learning (Elizabeth Stephan and Shevell Thibou); (3) Students of the Stacks: The Fellowship of Experience (Christina Prucha and Sabrina Davis); (4) Library Assessment: How High the Mountain! (Cheryl L. Blevens, Shelley Arvin, and Valentine K. Muyumba); (5) The Tool We Never Teach: The Good, the Bad and the End (Point) of Google's Usefulness in First-Year Experience Assignments (Lindsay Brownfield); (6) Mentoring and You: Providing Meaningful Experiences for Student Employees (Ruth Harries); (7) Spending Miss Alice's Money: Practical Applications for Evolving Libraries (Phillip Jones); (8) Using Data Visualization to Analyze Topic Development by Business Communication Students in a One-Shot Setting (Heidi Blackburn and Jason Heppler); (9) Collaborate for Student Success: Long Night against Procrastination (Carolyn Johnson); (10) Using Acquisitions: A Library's Steps for Ordering Books to Tracking Funds (Natasha Young); (11) Smart Spending -- Affordable Programming (Amber Carr and Kayla Reed); (12) Be a Leader, Not a Boss: Creating a Unified and Fulfilled Student Employment Team (Courtney Gard and Adrianna Bennett); (13) Revitalization of the Liaison Program (Amber Carr, Kayla Reed, and Nancy Crabtree); (14) Maintaining Training (Kayla Reed); (15) Understanding the Basics of Serials...and Beyond (Carol Doms and Stephanie Spratt); (16) Off the Web and Into the Fishing Hole (Carmen Orth-Alfie and Natalie Mahan); (17) Open Educational Resources: Build a Lesson Using Free Government Resources (Stephanie Hallam, Pat Willingham, and Kris Baranovic); (18) Old Acquaintance -- New Friend...Library and IT Partnerships (Martha Allen); (19) Display and Exhibit Design: Maximizing Existing Spaces for Outreach and Stakeholder Engagement (Alyssa Denneler); (20) Cross-Training Student Workers in a Learning Commons Environment (Meredith Knoff); (21) Deciding, Documenting, and Disseminating Library Policies and Practices: A Case Study from a Newly-Created Library Unit (Alea Henle and Rob Withers); (22) Reference Remodeling: Adapting and Promoting Reference Services (Cyndi Landis); (23) The Reference Interview Beyond Reference: Putting it to the E-Resource Troubleshooting Test (Angela Rathmel and Greta Valentine); (24) Town-Town-Gown Relations: Managing a County-Wide Collaborative Digital Community Archive (Christopher Jones, Allison Haack, Monique Shore, and Julia Bauder); (25) "The Library is Home for a Lot of Us Engineers:" How Engineering Majors Experience Library Space (Noël Kopriva); (26) Creating Library FAQ Guidelines Using Query Spy (Danielle M. Drummond); (27) A Reprieve for Sisyphus: How a Rotating ILL Task Schedule Provides Full Task Coverage and Variety for Staff (Gail Williams); (28) Hosting Comic Book Club in an Academic Setting (Mara Inge); (29) We Need Diverse Digital Resources (Jo Monahan); and (30) Accessible & Active eLearning Game Plan (Monica Maher). [For the 2018 proceedings, see ED590389.]

Twelve scholarly papers and eighteen abstracts comprise the content of the nineteenth annual Brick & Click Libraries Conference, held annually at Northwest Missouri State University in Maryville, Missouri. The proceedings, authored by academic librarians and presented at the conference, portray the contemporary and future face of librarianship. The 2019 paper and abstract titles include: (1) Universally Accessible: Practical Methods for Digital Accessibility for Ordinary Librarians (Rebeca Peacock and Sean McCann); (2) Developing Student Agency through Personalized Learning (Elizabeth Stephan and Shevell Thibou); (3) Students of the Stacks: The Fellowship of Experience (Christina Prucha and Sabrina Davis); (4) Library Assessment: How High the Mountain! (Cheryl L. Blevens, Shelley Arvin, and Valentine K. Muyumba); (5) The Tool We Never Teach: The Good, the Bad and the End (Point) of Google's Usefulness in First-Year Experience Assignments (Lindsay Brownfield); (6) Mentoring and You: Providing Meaningful Experiences for Student Employees (Ruth Harries); (7) Spending Miss Alice's Money: Practical Applications for Evolving Libraries (Phillip Jones); (8) Using Data Visualization to Analyze Topic Development by Business Communication Students in a One-Shot Setting (Heidi Blackburn and Jason Heppler); (9) Collaborate for Student Success: Long Night against Procrastination (Carolyn Johnson); (10) Using Acquisitions: A Library's Steps for Ordering Books to Tracking Funds (Natasha Young); (11) Smart Spending -- Affordable Programming (Amber Carr and Kayla Reed); (12) Be a Leader, Not a Boss: Creating a Unified and Fulfilled Student Employment Team (Courtney Gard and Adrianna Bennett); (13) Revitalization of the Liaison Program (Amber Carr, Kayla Reed, and Nancy Crabtree); (14) Maintaining Training (Kayla Reed); (15) Understanding the Basics of Serials...and Beyond (Carol Doms and Stephanie Spratt); (16) Off the Web and Into the Fishing Hole (Carmen Orth-Alfie and Natalie Mahan); (17) Open Educational Resources: Build a Lesson Using Free Government Resources (Stephanie Hallam, Pat Willingham, and Kris Baranovic); (18) Old Acquaintance -- New Friend...Library and IT Partnerships (Martha Allen); (19) Display and Exhibit Design: Maximizing Existing Spaces for Outreach and Stakeholder Engagement (Alyssa Denneler); (20) Cross-Training Student Workers in a Learning Commons Environment (Meredith Knoff); (21) Deciding, Documenting, and Disseminating Library Policies and Practices: A Case Study from a Newly-Created Library Unit (Alea Henle and Rob Withers); (22) Reference Remodeling: Adapting and Promoting Reference Services (Cyndi Landis); (23) The Reference Interview Beyond Reference: Putting it to the E-Resource Troubleshooting Test (Angela Rathmel and Greta Valentine); (24) Town-Town-Gown Relations: Managing a County-Wide Collaborative Digital Community Archive (Christopher Jones, Allison Haack, Monique Shore, and Julia Bauder); (25) "The Library is Home for a Lot of Us Engineers:" How Engineering Majors Experience Library Space (Noël Kopriva); (26) Creating Library FAQ Guidelines Using Query Spy (Danielle M. Drummond); (27) A Reprieve for Sisyphus: How a Rotating ILL Task Schedule Provides Full Task Coverage and Variety for Staff (Gail Williams); (28) Hosting Comic Book Club in an Academic Setting (Mara Inge); (29) We Need Diverse Digital Resources (Jo Monahan); and (30) Accessible & Active eLearning Game Plan (Monica Maher). [For the 2018 proceedings, see ED590389.]

Twelve scholarly papers and eighteen abstracts comprise the content of the nineteenth annual Brick & Click Libraries Conference, held annually at Northwest Missouri State University in Maryville, Missouri. The proceedings, authored by academic librarians and presented at the conference, portray the contemporary and future face of librarianship. The 2019 paper and abstract titles include: (1) Universally Accessible: Practical Methods for Digital Accessibility for Ordinary Librarians (Rebeca Peacock and Sean McCann); (2) Developing Student Agency through Personalized Learning (Elizabeth Stephan and Shevell Thibou); (3) Students of the Stacks: The Fellowship of Experience (Christina Prucha and Sabrina Davis); (4) Library Assessment: How High the Mountain! (Cheryl L. Blevens, Shelley Arvin, and Valentine K. Muyumba); (5) The Tool We Never Teach: The Good, the Bad and the End (Point) of Google's Usefulness in First-Year Experience Assignments (Lindsay Brownfield); (6) Mentoring and You: Providing Meaningful Experiences for Student Employees (Ruth Harries); (7) Spending Miss Alice's Money: Practical Applications for Evolving Libraries (Phillip Jones); (8) Using Data Visualization to Analyze Topic Development by Business Communication Students in a One-Shot Setting (Heidi Blackburn and Jason Heppler); (9) Collaborate for Student Success: Long Night against Procrastination (Carolyn Johnson); (10) Using Acquisitions: A Library's Steps for Ordering Books to Tracking Funds (Natasha Young); (11) Smart Spending -- Affordable Programming (Amber Carr and Kayla Reed); (12) Be a Leader, Not a Boss: Creating a Unified and Fulfilled Student Employment Team (Courtney Gard and Adrianna Bennett); (13) Revitalization of the Liaison Program (Amber Carr, Kayla Reed, and Nancy Crabtree); (14) Maintaining Training (Kayla Reed); (15) Understanding the Basics of Serials...and Beyond (Carol Doms and Stephanie Spratt); (16) Off the Web and Into the Fishing Hole (Carmen Orth-Alfie and Natalie Mahan); (17) Open Educational Resources: Build a Lesson Using Free Government Resources (Stephanie Hallam, Pat Willingham, and Kris Baranovic); (18) Old Acquaintance -- New Friend...Library and IT Partnerships (Martha Allen); (19) Display and Exhibit Design: Maximizing Existing Spaces for Outreach and Stakeholder Engagement (Alyssa Denneler); (20) Cross-Training Student Workers in a Learning Commons Environment (Meredith Knoff); (21) Deciding, Documenting, and Disseminating Library Policies and Practices: A Case Study from a Newly-Created Library Unit (Alea Henle and Rob Withers); (22) Reference Remodeling: Adapting and Promoting Reference Services (Cyndi Landis); (23) The Reference Interview Beyond Reference: Putting it to the E-Resource Troubleshooting Test (Angela Rathmel and Greta Valentine); (24) Town-Town-Gown Relations: Managing a County-Wide Collaborative Digital Community Archive (Christopher Jones, Allison Haack, Monique Shore, and Julia Bauder); (25) "The Library is Home for a Lot of Us Engineers:" How Engineering Majors Experience Library Space (Noël Kopriva); (26) Creating Library FAQ Guidelines Using Query Spy (Danielle M. Drummond); (27) A Reprieve for Sisyphus: How a Rotating ILL Task Schedule Provides Full Task Coverage and Variety for Staff (Gail Williams); (28) Hosting Comic Book Club in an Academic Setting (Mara Inge); (29) We Need Diverse Digital Resources (Jo Monahan); and (30) Accessible & Active eLearning Game Plan (Monica Maher). [For the 2018 proceedings, see ED590389.]

Twelve scholarly papers and eighteen abstracts comprise the content of the nineteenth annual Brick & Click Libraries Conference, held annually at Northwest Missouri State University in Maryville, Missouri. The proceedings, authored by academic librarians and presented at the conference, portray the contemporary and future face of librarianship. The 2019 paper and abstract titles include: (1) Universally Accessible: Practical Methods for Digital Accessibility for Ordinary Librarians (Rebeca Peacock and Sean McCann); (2) Developing Student Agency through Personalized Learning (Elizabeth Stephan and Shevell Thibou); (3) Students of the Stacks: The Fellowship of Experience (Christina Prucha and Sabrina Davis); (4) Library Assessment: How High the Mountain! (Cheryl L. Blevens, Shelley Arvin, and Valentine K. Muyumba); (5) The Tool We Never Teach: The Good, the Bad and the End (Point) of Google's Usefulness in First-Year Experience Assignments (Lindsay Brownfield); (6) Mentoring and You: Providing Meaningful Experiences for Student Employees (Ruth Harries); (7) Spending Miss Alice's Money: Practical Applications for Evolving Libraries (Phillip Jones); (8) Using Data Visualization to Analyze Topic Development by Business Communication Students in a One-Shot Setting (Heidi Blackburn and Jason Heppler); (9) Collaborate for Student Success: Long Night against Procrastination (Carolyn Johnson); (10) Using Acquisitions: A Library's Steps for Ordering Books to Tracking Funds (Natasha Young); (11) Smart Spending -- Affordable Programming (Amber Carr and Kayla Reed); (12) Be a Leader, Not a Boss: Creating a Unified and Fulfilled Student Employment Team (Courtney Gard and Adrianna Bennett); (13) Revitalization of the Liaison Program (Amber Carr, Kayla Reed, and Nancy Crabtree); (14) Maintaining Training (Kayla Reed); (15) Understanding the Basics of Serials...and Beyond (Carol Doms and Stephanie Spratt); (16) Off the Web and Into the Fishing Hole (Carmen Orth-Alfie and Natalie Mahan); (17) Open Educational Resources: Build a Lesson Using Free Government Resources (Stephanie Hallam, Pat Willingham, and Kris Baranovic); (18) Old Acquaintance -- New Friend...Library and IT Partnerships (Martha Allen); (19) Display and Exhibit Design: Maximizing Existing Spaces for Outreach and Stakeholder Engagement (Alyssa Denneler); (20) Cross-Training Student Workers in a Learning Commons Environment (Meredith Knoff); (21) Deciding, Documenting, and Disseminating Library Policies and Practices: A Case Study from a Newly-Created Library Unit (Alea Henle and Rob Withers); (22) Reference Remodeling: Adapting and Promoting Reference Services (Cyndi Landis); (23) The Reference Interview Beyond Reference: Putting it to the E-Resource Troubleshooting Test (Angela Rathmel and Greta Valentine); (24) Town-Town-Gown Relations: Managing a County-Wide Collaborative Digital Community Archive (Christopher Jones, Allison Haack, Monique Shore, and Julia Bauder); (25) "The Library is Home for a Lot of Us Engineers:" How Engineering Majors Experience Library Space (Noël Kopriva); (26) Creating Library FAQ Guidelines Using Query Spy (Danielle M. Drummond); (27) A Reprieve for Sisyphus: How a Rotating ILL Task Schedule Provides Full Task Coverage and Variety for Staff (Gail Williams); (28) Hosting Comic Book Club in an Academic Setting (Mara Inge); (29) We Need Diverse Digital Resources (Jo Monahan); and (30) Accessible & Active eLearning Game Plan (Monica Maher). [For the 2018 proceedings, see ED590389.]

Twelve scholarly papers and eighteen abstracts comprise the content of the nineteenth annual Brick & Click Libraries Conference, held annually at Northwest Missouri State University in Maryville, Missouri. The proceedings, authored by academic librarians and presented at the conference, portray the contemporary and future face of librarianship. The 2019 paper and abstract titles include: (1) Universally Accessible: Practical Methods for Digital Accessibility for Ordinary Librarians (Rebeca Peacock and Sean McCann); (2) Developing Student Agency through Personalized Learning (Elizabeth Stephan and Shevell Thibou); (3) Students of the Stacks: The Fellowship of Experience (Christina Prucha and Sabrina Davis); (4) Library Assessment: How High the Mountain! (Cheryl L. Blevens, Shelley Arvin, and Valentine K. Muyumba); (5) The Tool We Never Teach: The Good, the Bad and the End (Point) of Google's Usefulness in First-Year Experience Assignments (Lindsay Brownfield); (6) Mentoring and You: Providing Meaningful Experiences for Student Employees (Ruth Harries); (7) Spending Miss Alice's Money: Practical Applications for Evolving Libraries (Phillip Jones); (8) Using Data Visualization to Analyze Topic Development by Business Communication Students in a One-Shot Setting (Heidi Blackburn and Jason Heppler); (9) Collaborate for Student Success: Long Night against Procrastination (Carolyn Johnson); (10) Using Acquisitions: A Library's Steps for Ordering Books to Tracking Funds (Natasha Young); (11) Smart Spending -- Affordable Programming (Amber Carr and Kayla Reed); (12) Be a Leader, Not a Boss: Creating a Unified and Fulfilled Student Employment Team (Courtney Gard and Adrianna Bennett); (13) Revitalization of the Liaison Program (Amber Carr, Kayla Reed, and Nancy Crabtree); (14) Maintaining Training (Kayla Reed); (15) Understanding the Basics of Serials...and Beyond (Carol Doms and Stephanie Spratt); (16) Off the Web and Into the Fishing Hole (Carmen Orth-Alfie and Natalie Mahan); (17) Open Educational Resources: Build a Lesson Using Free Government Resources (Stephanie Hallam, Pat Willingham, and Kris Baranovic); (18) Old Acquaintance -- New Friend...Library and IT Partnerships (Martha Allen); (19) Display and Exhibit Design: Maximizing Existing Spaces for Outreach and Stakeholder Engagement (Alyssa Denneler); (20) Cross-Training Student Workers in a Learning Commons Environment (Meredith Knoff); (21) Deciding, Documenting, and Disseminating Library Policies and Practices: A Case Study from a Newly-Created Library Unit (Alea Henle and Rob Withers); (22) Reference Remodeling: Adapting and Promoting Reference Services (Cyndi Landis); (23) The Reference Interview Beyond Reference: Putting it to the E-Resource Troubleshooting Test (Angela Rathmel and Greta Valentine); (24) Town-Town-Gown Relations: Managing a County-Wide Collaborative Digital Community Archive (Christopher Jones, Allison Haack, Monique Shore, and Julia Bauder); (25) "The Library is Home for a Lot of Us Engineers:" How Engineering Majors Experience Library Space (Noël Kopriva); (26) Creating Library FAQ Guidelines Using Query Spy (Danielle M. Drummond); (27) A Reprieve for Sisyphus: How a Rotating ILL Task Schedule Provides Full Task Coverage and Variety for Staff (Gail Williams); (28) Hosting Comic Book Club in an Academic Setting (Mara Inge); (29) We Need Diverse Digital Resources (Jo Monahan); and (30) Accessible & Active eLearning Game Plan (Monica Maher). [For the 2018 proceedings, see ED590389.]

Shares of Bed, Bath and Beyond surged after the retailer reported stellar earnings and sales that were helped by fewer markdowns.

xiii, 305 pages ; 22 cm

Hey folks. This week our gathering will include music, Kids Table, some time to be still (an increasingly rare opportunity), and a Talky Bit for our consideration. In the Talky Bit we'll be returning to our exploration of what ethics and morals might look like beyond the bounds of religion. In particular, we'll begin to dig into the possibility that compassion might be the centrepiece of such a notion, and also what some of the challenges to that idea might be.We're also getting close to our  Pie In Your Face fundraiser.  (November 3rd). This short video featuring the creative kids of our community recaps how this whole thing works. Please be in touch if you have any questions. Feel free to share the link with anyone that might be interested.We'll gather at 10:45 a.m. at VA Cafe. We'll livestream here and podcast here..I'll see you on Sunday.Peace,Tim Plett

This book is written by Tio of tromsite.com explaining history past and present of the monetary system and social systems around the world in a very simple way.

This article is from Human Resources for Health , volume 12 . Abstract Background: Despite many efforts from government to address the shortage of medical officers (MOs) in rural areas, rural health centres continue to suffer from severe shortage of MOs. Lack of motivation to join and continue service in rural areas is a major reason for such shortage. In the present study, we aimed to assess and rank the driving factors of motivation important for in-service MOs in their current job. Methods: The study participants included ninety two in-service government MOs from three states in India. The study participants were required to rank 14 factors of motivation important for them in their current job. The factors for the study were selected using Herzberg’s two-factor theory of motivation and the data were collected using an instrument that has an established reliability and validity. Test of Kendall’s coefficient of concordance (W) was carried out to assess the agreement in ranks assigned by participants to various motivation factors. Next, we studied the distributions of ranks of different motivating factors using standard descriptive statistics and box plots, which gave us interesting insights into the strength of agreement of the MOs in assigning ranks to various factors. And finally to assess whether MOs are more intrinsically motivated or extrinsically motivated, we used Kolmogorov-Smirnov test. Results: The (W) test indicated statistically significant (P 

This article is from Human Resources for Health , volume 12 . Abstract Background: Despite many efforts from government to address the shortage of medical officers (MOs) in rural areas, rural health centres continue to suffer from severe shortage of MOs. Lack of motivation to join and continue service in rural areas is a major reason for such shortage. In the present study, we aimed to assess and rank the driving factors of motivation important for in-service MOs in their current job. Methods: The study participants included ninety two in-service government MOs from three states in India. The study participants were required to rank 14 factors of motivation important for them in their current job. The factors for the study were selected using Herzberg’s two-factor theory of motivation and the data were collected using an instrument that has an established reliability and validity. Test of Kendall’s coefficient of concordance (W) was carried out to assess the agreement in ranks assigned by participants to various motivation factors. Next, we studied the distributions of ranks of different motivating factors using standard descriptive statistics and box plots, which gave us interesting insights into the strength of agreement of the MOs in assigning ranks to various factors. And finally to assess whether MOs are more intrinsically motivated or extrinsically motivated, we used Kolmogorov-Smirnov test. Results: The (W) test indicated statistically significant (P 

Segment from MCTV's Program Beyond Ocean and Main on the 2014 Smart Money Fair

Segment from MCTV's Program Beyond Ocean and Main on the 2014 Smart Money Fair

Segment from MCTV's Program Beyond Ocean and Main on the 2014 Smart Money Fair

Segment from MCTV's Program Beyond Ocean and Main on the 2014 Smart Money Fair

Are you ready to build a business that not only makes you rich but also gives you the freedom and fulfillment you crave? In The Wealth Beyond Money: How to Build a Business That Makes You Rich*, discover the secret formula to entrepreneurial success that goes beyond money. Learn how to align your passions with a profitable business model, develop the mindset of a true entrepreneur, and create a lasting legacy that impacts not only your finances but your entire life. This book is your roadmap to building wealth, freedom, and a life of purpose. Dive deep into strategies for scaling your business, mastering marketing, and embracing failure as a stepping stone to success. Whether you’re an aspiring entrepreneur or a seasoned business owner, *The Wealthy Entrepreneur* will transform the way you think about wealth and empower you to create a business that works for you—not the other way around. #EntrepreneurSuccess #BuildWealth #BusinessMindset #FinancialFreedom #EntrepreneurLife

Describes money-saving ways to re-use common products--many of which are not currently accepted for commercial recycling

Describes money-saving ways to re-use common products--many of which are not currently accepted for commercial recycling

Describes money-saving ways to re-use common products--many of which are not currently accepted for commercial recycling

I almost died. It’s strange how those words feel—heavy and hollow all at once. One moment, life was routine, predictable, and the next, I was staring at twisted metal, breathing through pain, and wondering, “What if this had been it?” That car accident shook me to my core. It wasn’t just the physical impact; it was the flood of questions that followed. If I had died that day, what would I have left behind for my kids? Not just in terms of property or money, but in values, memories, and purpose. I thought about inheritance—not the kind you can touch, but the kind that shapes who we become. Would money make their lives easier? Maybe. But would it truly help them, or would it rob them of the lessons that built me? I remembered my grandfather, the man who taught me about work, pride, and purpose. I was three years old, barely tall enough to see over the stack of firewood we’d just cut up in the mountains. He gave me a job—small hands lifting each piece, one by one, stacking them as neatly as I could manage. When I finished, I looked up at him, eyes wide with hope, and asked, “Grandpa, am I a good worker?” His face softened, a smile breaking through his rough, weathered features. He placed a hand on my shoulder, looked me right in the eyes, and said, “Ryan, you are a great worker. I am proud of you.” That moment shaped me. It was more than praise; it was purpose. I mattered because I contributed. I was valuable because I worked hard. That memory is worth more than any inheritance check could ever be. When I thought about my kids, I realized that was the greatest gift I could ever give them—a sense of purpose, a work ethic, and memories of time spent together, working side by side. I’ve always tried to give them that. Not money or things, but experiences. We’ve built things together, fixed what was broken, and made something out of nothing. We’ve worked with our hands, sweated under the sun, and laughed through the dirt and dust. I wanted them to understand that satisfaction doesn’t come from what’s handed to you, but from what you earn. The accident made me question everything I thought about inheritance. Would leaving them money or property help them, or would it hinder their growth? I realized I didn’t want them to rely on a windfall. I wanted them to stand on their own two feet, just like I had. I thought back to when my father sat me down, not long before he passed. He was practical, straightforward, and honest. He told me about his will—how he was splitting his property and assets three ways. A house in Delta, another in Springville, some land, a four-wheeler, a truck—it would’ve been a decent chunk of change. But I told him no. Not out of pride, but out of purpose. I didn’t need it. I wanted to earn my own way, to make my own life, and to learn the hard lessons that come from struggling and failing and trying again. Sure, the money could’ve helped. I could’ve invested it, grown it, made my life easier. But at what cost? If I had taken the easy road, I might not have learned to fall and get back up. I wouldn’t have discovered the grit it takes to push through failure or the pride that comes from knowing every inch of progress was mine. Those lessons are priceless. They shaped me, just as I hope they’ll shape my kids. I do have some property—pieces of land in California and a place in Maine. And yes, I’ll pass those on to my kids, but not as a blank check. If they sell, 60% goes to charity, and they each get just 10%. It’s not to be harsh, but to teach them to value what they have, to use it wisely, and to share it responsibly. I want them to have more than just money. I want them to have experiences—vacations, refuge when times are tough, and places to gather and grow. I want them to work together, to maintain and cherish these properties, not just for themselves but for the generations to come. The accident was a reminder of how fragile life is. It made me realize that even without a big inheritance, they’ll be okay. I’ve given them the tools they need—work ethic, purpose, and a sense of responsibility. Those are the things that last. Those are the things that build legacies. I miss my father. I always will. But I don’t miss the inheritance I turned down because the real gift he gave me wasn’t money. It was the example of hard work, honesty, and independence. It was the lesson that what matters most isn’t what you leave behind but how you live. So, as I look at my kids, I hope they remember the days we spent working together, the lessons learned from scraped knuckles and sunburns, and the pride that comes from a job well done. I hope they see that wealth isn’t measured by what’s in the bank but by what’s in your heart and your hands. That’s the legacy I want to leave. Not money, but meaning. Not property, but purpose. Not things, but time. Because in the end, the greatest inheritance isn’t wealth—it’s wisdom. It’s not about giving them what I earned but teaching them how to earn their own. References: From before my life changing car accident when I was training to volunteer for the Tough Mudder challenge to benefit veterans:   https://www.youtube.com/watch?v=D7sLf0QwFBM Update right before the accident 05/02/2013 (working 72 hours in a row without sleep) :  https://www.youtube.com/watch?v=TnlqukJkXcc After the car accident in the hospital:  “This is why I blog”:   https://youtu.be/ZB6YLnP-5YM?si=TMrrMaNfnTfAW7ET This is my thoughts of leaving an inheritance for my children when I die:   https://www.youtube.com/watch?v=_38HGpoAY18 9/11 and the wars since, talking about PTSD and the Tough Mudder Challenge:   https://www.youtube.com/watch?v=D0dq25Xgnk0 https://disruptarian.com/facing-death-and-rethinking-inheritance-a-legacy-beyond-money/

The rise of mobile money services in Africa has reshaped the financial landscape, significantly improving financial inclusion by providing access to banking services for previously unbanked populations. This review explores the role of Artificial Intelligence (AI) in the evolution of mobile money services, particularly focusing on Nigeria and Uganda. AI technologies such as machine learning, natural language processing, and predictive analytics are enhancing mobile money platforms by improving security, operational efficiency, and customer experience. Despite the promising potential, the integration of AI in mobile money faces challenges such as cybersecurity threats, fraud, infrastructure gaps, and regulatory constraints. This paper assesses how AI-driven innovations are addressing these challenges and transforming mobile money services, offering more secure, personalized, and efficient financial solutions. Additionally, it explores the regulatory, ethical, and infrastructure considerations for AI integration, with a particular emphasis on how AI can drive financial inclusion, empower underserved communities, and contribute to the broader economic development of Africa. By evaluating case studies from Nigeria, Uganda, and other African countries, this review highlights key trends, challenges, and opportunities for the future of mobile money, paving the way for more robust, scalable, and inclusive financial ecosystems across the continent. 

148 p. : 28 cm

148 p. : 28 cm

xvi, 191 p. ; 23 cm