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1Private Capital Markets : A Series Of Research Studies Prepared For The Commission On Money And Credit
By Friend, Irwin
“Private Capital Markets : A Series Of Research Studies Prepared For The Commission On Money And Credit” Metadata:
- Title: ➤ Private Capital Markets : A Series Of Research Studies Prepared For The Commission On Money And Credit
- Author: Friend, Irwin
- Language: English
“Private Capital Markets : A Series Of Research Studies Prepared For The Commission On Money And Credit” Subjects and Themes:
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- Internet Archive ID: privatecapitalma0000frie
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2Steps To Apply For An Instant Personal Loan Via Moneyverss Or Similar Apps: Download The App: Go To The Google Play Store (for Android) Or App Store (for IOS). Search For The Moneyverss App Or Any Similar Loan Apps You Want To Use. Download And Install The App. Create An Account: Open The App And Sign Up Using Your Phone Number Or Email Address. Please Provide Some Basic Personal Information Like Name, Address, And Date Of Birth. Select Loan Type: Choose The Type Of Loan You Want (e.g., Personal Loan, Payday Loan, Etc.). Specify The Loan Amount And The Repayment Period That Works For You. Upload Documents: Typically, You Will Be Required To Upload Some Basic Documents For Verification. This Might Include: Aadhar Card (for Identity Verification) PAN Card (for Income Proof) Bank Account Details Proof Of Income (salary Slip, Bank Statement) Loan Approval: Once You Have Submitted Your Details, The App Will Assess Your Eligibility. Some Apps May Offer Instant Approval Based On The Information You Provide. Disbursement Of Funds: If Approved, The Loan Amount Will Usually Be Disbursed To Your Linked Bank Account Quickly, Often Within Minutes Or Hours. Repayment: Be Aware Of The Repayment Terms, Including Interest Rates, Fees, And The Schedule Of Payments. Ensure That You Follow The Repayment Schedule To Avoid Penalties. Important Tips: Read Terms Carefully: Make Sure To Check The Loan Terms, Interest Rates, And Fees Before Applying. Check Eligibility: Some Apps Have Specific Eligibility Criteria, Such As A Minimum Income Or Credit Score. Beware Of High-Interest Loans: While These Apps Offer Quick Loans, They Might Come With High-interest Rates Or Hidden Fees. Would You Like Help With Something Specific About Applying For A Loan Through An App? You Said: 12000 Wordss Hprovide Home Loan ,car Loan ,business Loan, Mortgage Loan, Gold Loan ) ChatGPT Said: It Sounds Like You're Asking For Information Or A Detailed Explanation Regarding Various Types Of Loans, Such As Home Loans, Car Loans, Business Loans, Mortgage Loans, And Gold Loans. Below, I'll Provide A Detailed Explanation Of Each Type Of Loan In Around 12000 Words. However, Due To The Size Limitation Here, I Will Provide Summaries For Each Loan Type. If You Need Specific Details On Any One Of Them, Feel Free To Ask! 1. Home Loan: A Home Loan Is A Financial Product That Allows Individuals To Borrow Money From A Lender (typically A Bank Or Financial Institution) To Purchase, Build, Or Renovate A House Or Property. Home Loans Are Usually Long-term Loans With A Repayment Period Ranging From 10 To 30 Years. The Loan Is Secured By The Property You Are Purchasing, Meaning That The Lender Can Take Possession Of The Property If You Fail To Repay The Loan. Types Of Home Loans: Home Purchase Loan: For Buying A New Or Existing Property. Home Construction Loan: For Constructing A House On A Plot Of Land. Home Improvement Loan: For Renovating Or Upgrading An Existing Home. Balance Transfer Home Loan: To Transfer The Outstanding Balance Of A Home Loan From One Lender To Another, Typically To Benefit From Lower Interest Rates. Eligibility Criteria: Age: Generally Between 18 To 65 Years. Income: Steady Monthly Income From A Job Or Business. Credit Score: Good Credit History. Employment Type: Salaried, Self-employed, Or Business Owner. Property Type: Residential Property, As Per The Lender's Requirements. Interest Rates: Home Loans Can Either Have Fixed Interest Rates (where The Rate Remains Constant Throughout The Loan Term) Or Floating Interest Rates (which Change According To Market Conditions). Repayment: Equated Monthly Installments (EMIs) Are Calculated Based On The Loan Amount, Interest Rate, And Loan Tenure. EMIs Generally Consist Of Both Principal And Interest Payments. 2. Car Loan: A Car Loan Is A Type Of Loan Specifically Designed To Help Individuals Purchase A Vehicle. The Loan Amount Is Typically Given By Banks, Car Dealerships, Or Financial Institutions. The Car Itself Serves As Collateral For The Loan, Which Means The Lender Has The Right To Repossess The Vehicle If The Borrower Fails To Repay The Loan. Types Of Car Loans: New Car Loan: For Purchasing A Brand-new Car. Used Car Loan: For Purchasing A Second-hand Car, Usually With Slightly Higher Interest Rates. Loan Against Car: Borrowing Money Against The Car's Value, Where The Car Acts As Collateral. Eligibility Criteria: Age: Usually Between 21 To 65 Years. Income: Must Have A Stable Source Of Income. Credit Score: A Good Credit Score Is Necessary For Favorable Loan Terms. Down Payment: Often, A Down Payment Of 10% To 20% Is Required. Interest Rates: Interest Rates For Car Loans Can Either Be Fixed Or Floating, And They Depend On Factors Like The Type Of Vehicle, Tenure, And Your Creditworthiness. Repayment: The Loan Is Repaid In EMIs Over A Period, Typically Ranging From 1 To 7 Years. The EMI Amount Is Calculated Based On The Loan Amount, Tenure, And Interest Rate. 3. Business Loan: A Business Loan Is A Financial Product That Helps Entrepreneurs, Startups, Or Established Businesses Obtain The Necessary Capital To Expand Or Run Their Business Operations. Business Loans Can Be Used For Various Purposes Such As Purchasing Equipment, Hiring Employees, Or Expanding The Company's Infrastructure. Types Of Business Loans: Term Loans: Traditional Loans With A Fixed Amount And Repayment Schedule. Working Capital Loan: Helps Businesses Meet Daily Operating Expenses Like Payroll, Inventory, Etc. Equipment Loan: Specifically For Purchasing Business Equipment. Line Of Credit: A Revolving Credit Facility That Businesses Can Draw Upon As Needed. Invoice Financing: Borrowing Money Against Unpaid Invoices. Merchant Cash Advance: A Loan Based On The Company’s Credit Card Sales. Eligibility Criteria: Business Vintage: The Business Must Be Operating For A Certain Number Of Years. Revenue: Minimum Annual Revenue Requirements Are Often Set. Creditworthiness: Both The Business And Personal Credit Scores Are Considered. Documents Required: Financial Statements, Business Tax Returns, And Ownership Documents. Interest Rates: Interest Rates For Business Loans Vary Depending On The Loan Type, Tenure, And The Credit Profile Of The Business. Some Loans May Have Fixed Rates, While Others May Have Variable Rates. Repayment: Business Loans Are Typically Repaid Through EMIs, Though Some Loans May Have A Flexible Repayment Structure Depending On The Business Cash Flow. 4. Mortgage Loan: A Mortgage Loan Is A Type Of Secured Loan Where The Borrower Offers Their Property (residential Or Commercial) As Collateral To The Lender. Mortgage Loans Are Primarily Used For Purchasing Real Estate But Can Also Be Taken For Refinancing Or Renovating A Property. Types Of Mortgage Loans: Home Mortgage Loan: Used For Purchasing A Home. Commercial Mortgage Loan: Used For Purchasing Or Refinancing Commercial Real Estate. Refinance Mortgage: To Replace An Existing Mortgage Loan With A New One, Usually With Better Terms. Reverse Mortgage: Available For Senior Citizens, Where They Can Convert The Equity Of Their Property Into A Loan. Eligibility Criteria: Age: Generally Between 21 To 65 Years. Income: A Steady Income From A Salary, Business, Or Other Sources. Property: The Property Must Meet The Lender’s Valuation Requirements. Credit Score: A Good Credit Score Helps In Securing Better Loan Terms. Interest Rates: Mortgage Loans Have Interest Rates That Are Typically Lower Than Unsecured Loans Because The Property Acts As Collateral. Rates May Be Fixed Or Floating. Repayment: Mortgage Loans Are Usually Repaid In EMIs Over A Long Period, Ranging From 10 To 30 Years. 5. Gold Loan: A Gold Loan Is A Secured Loan Where The Borrower Pledges Their Gold Ornaments Or Coins As Collateral To Obtain A Loan. Gold Loans Are Popular In Many Countries Because They Offer A Quick And Easy Way To Access Funds Without The Need For A Credit Score Or Income Verification. Types Of Gold Loans: Loan Against Gold Jewelry: The Most Common Type, Where Gold Ornaments Are Pledged. Loan Against Gold Coins: Loans Offered Against The Value Of Gold Coins. Overdraft Facility On Gold: A Facility Where The Borrower Can Withdraw Amounts As Per Their Needs From A Pre-approved Credit Limit, Secured By Gold. Eligibility Criteria: Gold Quality: The Gold Must Meet The Lender’s Quality Standards. Age: Typically Between 18 To 65 Years. Loan Amount: The Loan Is Given Based On The Value Of The Pledged Gold. Interest Rates: Gold Loan Interest Rates Tend To Be Lower Than Those Of Unsecured Loans Because The Loan Is Secured By Gold. Repayment: Gold Loans Can Have Flexible Repayment Options, Including EMIs, Lump Sum Payment, Or Interest-only Payments With Principal Repayment At The End Of The Loan Term. Conclusion: Loans For A Home, Car, Business, Mortgage, Or Gold Are Vital Tools For Financial Growth And Personal Needs. However, Each Type Of Loan Has Specific Eligibility Criteria, Interest Rates, And Repayment Methods. It Is Important To Choose The Right Loan Based On Your Needs, Financial Situation, And Repayment Capacity. If You'd Like More Detailed Information On Any Particular Loan Type Or Need Assistance With Applying For Any Of Them, Feel Free To Let Me Know!
By jhiykgb
Steps to Apply for an Instant Personal Loan via Moneyverss or Similar Apps: Download the App: Go to the Google Play Store (for Android) or App Store (for iOS). Search for the Moneyverss app or any similar loan apps you want to use. Download and install the app. Create an Account: Open the app and sign up using your phone number or email address. Please provide some basic personal information like name, address, and date of birth. Select Loan Type: Choose the type of loan you want (e.g., personal loan, payday loan, etc.). Specify the loan amount and the repayment period that works for you. Upload Documents: Typically, you will be required to upload some basic documents for verification. This might include: Aadhar Card (for identity verification) PAN Card (for income proof) Bank Account Details Proof of Income (salary slip, bank statement) Loan Approval: Once you have submitted your details, the app will assess your eligibility. Some apps may offer instant approval based on the information you provide. Disbursement of Funds: If approved, the loan amount will usually be disbursed to your linked bank account quickly, often within minutes or hours. Repayment: Be aware of the repayment terms, including interest rates, fees, and the schedule of payments. Ensure that you follow the repayment schedule to avoid penalties. Important Tips: Read Terms Carefully: Make sure to check the loan terms, interest rates, and fees before applying. Check Eligibility: Some apps have specific eligibility criteria, such as a minimum income or credit score. Beware of High-Interest Loans: While these apps offer quick loans, they might come with high-interest rates or hidden fees. Would you like help with something specific about applying for a loan through an app? You said: 12000 wordss hprovide home loan ,car loan ,business loan, mortgage loan, gold loan ) ChatGPT said: It sounds like you're asking for information or a detailed explanation regarding various types of loans, such as home loans , car loans , business loans , mortgage loans , and gold loans . Below, I'll provide a detailed explanation of each type of loan in around 12000 words. However, due to the size limitation here, I will provide summaries for each loan type. If you need specific details on any one of them, feel free to ask! 1. Home Loan: A home loan is a financial product that allows individuals to borrow money from a lender (typically a bank or financial institution) to purchase, build, or renovate a house or property. Home loans are usually long-term loans with a repayment period ranging from 10 to 30 years. The loan is secured by the property you are purchasing, meaning that the lender can take possession of the property if you fail to repay the loan. Types of Home Loans: Home Purchase Loan: For buying a new or existing property. Home Construction Loan: For constructing a house on a plot of land. Home Improvement Loan: For renovating or upgrading an existing home. Balance Transfer Home Loan: To transfer the outstanding balance of a home loan from one lender to another, typically to benefit from lower interest rates. Eligibility Criteria: Age: Generally between 18 to 65 years. Income: Steady monthly income from a job or business. Credit Score: Good credit history. Employment Type: Salaried, self-employed, or business owner. Property Type: Residential property, as per the lender's requirements. Interest Rates: Home loans can either have fixed interest rates (where the rate remains constant throughout the loan term) or floating interest rates (which change according to market conditions). Repayment: Equated Monthly Installments (EMIs) are calculated based on the loan amount, interest rate, and loan tenure. EMIs generally consist of both principal and interest payments. 2. Car Loan: A car loan is a type of loan specifically designed to help individuals purchase a vehicle. The loan amount is typically given by banks, car dealerships, or financial institutions. The car itself serves as collateral for the loan, which means the lender has the right to repossess the vehicle if the borrower fails to repay the loan. Types of Car Loans: New Car Loan: For purchasing a brand-new car. Used Car Loan: For purchasing a second-hand car, usually with slightly higher interest rates. Loan Against Car: Borrowing money against the car's value, where the car acts as collateral. Eligibility Criteria: Age: Usually between 21 to 65 years. Income: Must have a stable source of income. Credit Score: A good credit score is necessary for favorable loan terms. Down Payment: Often, a down payment of 10% to 20% is required. Interest Rates: Interest rates for car loans can either be fixed or floating , and they depend on factors like the type of vehicle, tenure, and your creditworthiness. Repayment: The loan is repaid in EMIs over a period, typically ranging from 1 to 7 years. The EMI amount is calculated based on the loan amount, tenure, and interest rate. 3. Business Loan: A business loan is a financial product that helps entrepreneurs, startups, or established businesses obtain the necessary capital to expand or run their business operations. Business loans can be used for various purposes such as purchasing equipment, hiring employees, or expanding the company's infrastructure. Types of Business Loans: Term Loans: Traditional loans with a fixed amount and repayment schedule. Working Capital Loan: Helps businesses meet daily operating expenses like payroll, inventory, etc. Equipment Loan: Specifically for purchasing business equipment. Line of Credit: A revolving credit facility that businesses can draw upon as needed. Invoice Financing: Borrowing money against unpaid invoices. Merchant Cash Advance: A loan based on the company’s credit card sales. Eligibility Criteria: Business Vintage: The business must be operating for a certain number of years. Revenue: Minimum annual revenue requirements are often set. Creditworthiness: Both the business and personal credit scores are considered. Documents Required: Financial statements, business tax returns, and ownership documents. Interest Rates: Interest rates for business loans vary depending on the loan type, tenure, and the credit profile of the business. Some loans may have fixed rates, while others may have variable rates. Repayment: Business loans are typically repaid through EMIs , though some loans may have a flexible repayment structure depending on the business cash flow. 4. Mortgage Loan: A mortgage loan is a type of secured loan where the borrower offers their property (residential or commercial) as collateral to the lender. Mortgage loans are primarily used for purchasing real estate but can also be taken for refinancing or renovating a property. Types of Mortgage Loans: Home Mortgage Loan: Used for purchasing a home. Commercial Mortgage Loan: Used for purchasing or refinancing commercial real estate. Refinance Mortgage: To replace an existing mortgage loan with a new one, usually with better terms. Reverse Mortgage: Available for senior citizens, where they can convert the equity of their property into a loan. Eligibility Criteria: Age: Generally between 21 to 65 years. Income: A steady income from a salary, business, or other sources. Property: The property must meet the lender’s valuation requirements. Credit Score: A good credit score helps in securing better loan terms. Interest Rates: Mortgage loans have interest rates that are typically lower than unsecured loans because the property acts as collateral. Rates may be fixed or floating . Repayment: Mortgage loans are usually repaid in EMIs over a long period, ranging from 10 to 30 years. 5. Gold Loan: A gold loan is a secured loan where the borrower pledges their gold ornaments or coins as collateral to obtain a loan. Gold loans are popular in many countries because they offer a quick and easy way to access funds without the need for a credit score or income verification. Types of Gold Loans: Loan Against Gold Jewelry: The most common type, where gold ornaments are pledged. Loan Against Gold Coins: Loans offered against the value of gold coins. Overdraft Facility on Gold: A facility where the borrower can withdraw amounts as per their needs from a pre-approved credit limit, secured by gold. Eligibility Criteria: Gold Quality: The gold must meet the lender’s quality standards. Age: Typically between 18 to 65 years. Loan Amount: The loan is given based on the value of the pledged gold. Interest Rates: Gold loan interest rates tend to be lower than those of unsecured loans because the loan is secured by gold. Repayment: Gold loans can have flexible repayment options, including EMIs , lump sum payment , or interest-only payments with principal repayment at the end of the loan term. Conclusion: Loans for a home, car, business, mortgage, or gold are vital tools for financial growth and personal needs. However, each type of loan has specific eligibility criteria, interest rates, and repayment methods. It is important to choose the right loan based on your needs, financial situation, and repayment capacity. If you'd like more detailed information on any particular loan type or need assistance with applying for any of them, feel free to let me know!
“Steps To Apply For An Instant Personal Loan Via Moneyverss Or Similar Apps: Download The App: Go To The Google Play Store (for Android) Or App Store (for IOS). Search For The Moneyverss App Or Any Similar Loan Apps You Want To Use. Download And Install The App. Create An Account: Open The App And Sign Up Using Your Phone Number Or Email Address. Please Provide Some Basic Personal Information Like Name, Address, And Date Of Birth. Select Loan Type: Choose The Type Of Loan You Want (e.g., Personal Loan, Payday Loan, Etc.). Specify The Loan Amount And The Repayment Period That Works For You. Upload Documents: Typically, You Will Be Required To Upload Some Basic Documents For Verification. This Might Include: Aadhar Card (for Identity Verification) PAN Card (for Income Proof) Bank Account Details Proof Of Income (salary Slip, Bank Statement) Loan Approval: Once You Have Submitted Your Details, The App Will Assess Your Eligibility. Some Apps May Offer Instant Approval Based On The Information You Provide. Disbursement Of Funds: If Approved, The Loan Amount Will Usually Be Disbursed To Your Linked Bank Account Quickly, Often Within Minutes Or Hours. Repayment: Be Aware Of The Repayment Terms, Including Interest Rates, Fees, And The Schedule Of Payments. Ensure That You Follow The Repayment Schedule To Avoid Penalties. Important Tips: Read Terms Carefully: Make Sure To Check The Loan Terms, Interest Rates, And Fees Before Applying. Check Eligibility: Some Apps Have Specific Eligibility Criteria, Such As A Minimum Income Or Credit Score. Beware Of High-Interest Loans: While These Apps Offer Quick Loans, They Might Come With High-interest Rates Or Hidden Fees. Would You Like Help With Something Specific About Applying For A Loan Through An App? You Said: 12000 Wordss Hprovide Home Loan ,car Loan ,business Loan, Mortgage Loan, Gold Loan ) ChatGPT Said: It Sounds Like You're Asking For Information Or A Detailed Explanation Regarding Various Types Of Loans, Such As Home Loans, Car Loans, Business Loans, Mortgage Loans, And Gold Loans. Below, I'll Provide A Detailed Explanation Of Each Type Of Loan In Around 12000 Words. However, Due To The Size Limitation Here, I Will Provide Summaries For Each Loan Type. If You Need Specific Details On Any One Of Them, Feel Free To Ask! 1. Home Loan: A Home Loan Is A Financial Product That Allows Individuals To Borrow Money From A Lender (typically A Bank Or Financial Institution) To Purchase, Build, Or Renovate A House Or Property. Home Loans Are Usually Long-term Loans With A Repayment Period Ranging From 10 To 30 Years. The Loan Is Secured By The Property You Are Purchasing, Meaning That The Lender Can Take Possession Of The Property If You Fail To Repay The Loan. Types Of Home Loans: Home Purchase Loan: For Buying A New Or Existing Property. Home Construction Loan: For Constructing A House On A Plot Of Land. Home Improvement Loan: For Renovating Or Upgrading An Existing Home. Balance Transfer Home Loan: To Transfer The Outstanding Balance Of A Home Loan From One Lender To Another, Typically To Benefit From Lower Interest Rates. Eligibility Criteria: Age: Generally Between 18 To 65 Years. Income: Steady Monthly Income From A Job Or Business. Credit Score: Good Credit History. Employment Type: Salaried, Self-employed, Or Business Owner. Property Type: Residential Property, As Per The Lender's Requirements. Interest Rates: Home Loans Can Either Have Fixed Interest Rates (where The Rate Remains Constant Throughout The Loan Term) Or Floating Interest Rates (which Change According To Market Conditions). Repayment: Equated Monthly Installments (EMIs) Are Calculated Based On The Loan Amount, Interest Rate, And Loan Tenure. EMIs Generally Consist Of Both Principal And Interest Payments. 2. Car Loan: A Car Loan Is A Type Of Loan Specifically Designed To Help Individuals Purchase A Vehicle. The Loan Amount Is Typically Given By Banks, Car Dealerships, Or Financial Institutions. The Car Itself Serves As Collateral For The Loan, Which Means The Lender Has The Right To Repossess The Vehicle If The Borrower Fails To Repay The Loan. Types Of Car Loans: New Car Loan: For Purchasing A Brand-new Car. Used Car Loan: For Purchasing A Second-hand Car, Usually With Slightly Higher Interest Rates. Loan Against Car: Borrowing Money Against The Car's Value, Where The Car Acts As Collateral. Eligibility Criteria: Age: Usually Between 21 To 65 Years. Income: Must Have A Stable Source Of Income. Credit Score: A Good Credit Score Is Necessary For Favorable Loan Terms. Down Payment: Often, A Down Payment Of 10% To 20% Is Required. Interest Rates: Interest Rates For Car Loans Can Either Be Fixed Or Floating, And They Depend On Factors Like The Type Of Vehicle, Tenure, And Your Creditworthiness. Repayment: The Loan Is Repaid In EMIs Over A Period, Typically Ranging From 1 To 7 Years. The EMI Amount Is Calculated Based On The Loan Amount, Tenure, And Interest Rate. 3. Business Loan: A Business Loan Is A Financial Product That Helps Entrepreneurs, Startups, Or Established Businesses Obtain The Necessary Capital To Expand Or Run Their Business Operations. Business Loans Can Be Used For Various Purposes Such As Purchasing Equipment, Hiring Employees, Or Expanding The Company's Infrastructure. Types Of Business Loans: Term Loans: Traditional Loans With A Fixed Amount And Repayment Schedule. Working Capital Loan: Helps Businesses Meet Daily Operating Expenses Like Payroll, Inventory, Etc. Equipment Loan: Specifically For Purchasing Business Equipment. Line Of Credit: A Revolving Credit Facility That Businesses Can Draw Upon As Needed. Invoice Financing: Borrowing Money Against Unpaid Invoices. Merchant Cash Advance: A Loan Based On The Company’s Credit Card Sales. Eligibility Criteria: Business Vintage: The Business Must Be Operating For A Certain Number Of Years. Revenue: Minimum Annual Revenue Requirements Are Often Set. Creditworthiness: Both The Business And Personal Credit Scores Are Considered. Documents Required: Financial Statements, Business Tax Returns, And Ownership Documents. Interest Rates: Interest Rates For Business Loans Vary Depending On The Loan Type, Tenure, And The Credit Profile Of The Business. Some Loans May Have Fixed Rates, While Others May Have Variable Rates. Repayment: Business Loans Are Typically Repaid Through EMIs, Though Some Loans May Have A Flexible Repayment Structure Depending On The Business Cash Flow. 4. Mortgage Loan: A Mortgage Loan Is A Type Of Secured Loan Where The Borrower Offers Their Property (residential Or Commercial) As Collateral To The Lender. Mortgage Loans Are Primarily Used For Purchasing Real Estate But Can Also Be Taken For Refinancing Or Renovating A Property. Types Of Mortgage Loans: Home Mortgage Loan: Used For Purchasing A Home. Commercial Mortgage Loan: Used For Purchasing Or Refinancing Commercial Real Estate. Refinance Mortgage: To Replace An Existing Mortgage Loan With A New One, Usually With Better Terms. Reverse Mortgage: Available For Senior Citizens, Where They Can Convert The Equity Of Their Property Into A Loan. Eligibility Criteria: Age: Generally Between 21 To 65 Years. Income: A Steady Income From A Salary, Business, Or Other Sources. Property: The Property Must Meet The Lender’s Valuation Requirements. Credit Score: A Good Credit Score Helps In Securing Better Loan Terms. Interest Rates: Mortgage Loans Have Interest Rates That Are Typically Lower Than Unsecured Loans Because The Property Acts As Collateral. Rates May Be Fixed Or Floating. Repayment: Mortgage Loans Are Usually Repaid In EMIs Over A Long Period, Ranging From 10 To 30 Years. 5. Gold Loan: A Gold Loan Is A Secured Loan Where The Borrower Pledges Their Gold Ornaments Or Coins As Collateral To Obtain A Loan. Gold Loans Are Popular In Many Countries Because They Offer A Quick And Easy Way To Access Funds Without The Need For A Credit Score Or Income Verification. Types Of Gold Loans: Loan Against Gold Jewelry: The Most Common Type, Where Gold Ornaments Are Pledged. Loan Against Gold Coins: Loans Offered Against The Value Of Gold Coins. Overdraft Facility On Gold: A Facility Where The Borrower Can Withdraw Amounts As Per Their Needs From A Pre-approved Credit Limit, Secured By Gold. Eligibility Criteria: Gold Quality: The Gold Must Meet The Lender’s Quality Standards. Age: Typically Between 18 To 65 Years. Loan Amount: The Loan Is Given Based On The Value Of The Pledged Gold. Interest Rates: Gold Loan Interest Rates Tend To Be Lower Than Those Of Unsecured Loans Because The Loan Is Secured By Gold. Repayment: Gold Loans Can Have Flexible Repayment Options, Including EMIs, Lump Sum Payment, Or Interest-only Payments With Principal Repayment At The End Of The Loan Term. Conclusion: Loans For A Home, Car, Business, Mortgage, Or Gold Are Vital Tools For Financial Growth And Personal Needs. However, Each Type Of Loan Has Specific Eligibility Criteria, Interest Rates, And Repayment Methods. It Is Important To Choose The Right Loan Based On Your Needs, Financial Situation, And Repayment Capacity. If You'd Like More Detailed Information On Any Particular Loan Type Or Need Assistance With Applying For Any Of Them, Feel Free To Let Me Know!” Metadata:
- Title: ➤ Steps To Apply For An Instant Personal Loan Via Moneyverss Or Similar Apps: Download The App: Go To The Google Play Store (for Android) Or App Store (for IOS). Search For The Moneyverss App Or Any Similar Loan Apps You Want To Use. Download And Install The App. Create An Account: Open The App And Sign Up Using Your Phone Number Or Email Address. Please Provide Some Basic Personal Information Like Name, Address, And Date Of Birth. Select Loan Type: Choose The Type Of Loan You Want (e.g., Personal Loan, Payday Loan, Etc.). Specify The Loan Amount And The Repayment Period That Works For You. Upload Documents: Typically, You Will Be Required To Upload Some Basic Documents For Verification. This Might Include: Aadhar Card (for Identity Verification) PAN Card (for Income Proof) Bank Account Details Proof Of Income (salary Slip, Bank Statement) Loan Approval: Once You Have Submitted Your Details, The App Will Assess Your Eligibility. Some Apps May Offer Instant Approval Based On The Information You Provide. Disbursement Of Funds: If Approved, The Loan Amount Will Usually Be Disbursed To Your Linked Bank Account Quickly, Often Within Minutes Or Hours. Repayment: Be Aware Of The Repayment Terms, Including Interest Rates, Fees, And The Schedule Of Payments. Ensure That You Follow The Repayment Schedule To Avoid Penalties. Important Tips: Read Terms Carefully: Make Sure To Check The Loan Terms, Interest Rates, And Fees Before Applying. Check Eligibility: Some Apps Have Specific Eligibility Criteria, Such As A Minimum Income Or Credit Score. Beware Of High-Interest Loans: While These Apps Offer Quick Loans, They Might Come With High-interest Rates Or Hidden Fees. Would You Like Help With Something Specific About Applying For A Loan Through An App? You Said: 12000 Wordss Hprovide Home Loan ,car Loan ,business Loan, Mortgage Loan, Gold Loan ) ChatGPT Said: It Sounds Like You're Asking For Information Or A Detailed Explanation Regarding Various Types Of Loans, Such As Home Loans, Car Loans, Business Loans, Mortgage Loans, And Gold Loans. Below, I'll Provide A Detailed Explanation Of Each Type Of Loan In Around 12000 Words. However, Due To The Size Limitation Here, I Will Provide Summaries For Each Loan Type. If You Need Specific Details On Any One Of Them, Feel Free To Ask! 1. Home Loan: A Home Loan Is A Financial Product That Allows Individuals To Borrow Money From A Lender (typically A Bank Or Financial Institution) To Purchase, Build, Or Renovate A House Or Property. Home Loans Are Usually Long-term Loans With A Repayment Period Ranging From 10 To 30 Years. The Loan Is Secured By The Property You Are Purchasing, Meaning That The Lender Can Take Possession Of The Property If You Fail To Repay The Loan. Types Of Home Loans: Home Purchase Loan: For Buying A New Or Existing Property. Home Construction Loan: For Constructing A House On A Plot Of Land. Home Improvement Loan: For Renovating Or Upgrading An Existing Home. Balance Transfer Home Loan: To Transfer The Outstanding Balance Of A Home Loan From One Lender To Another, Typically To Benefit From Lower Interest Rates. Eligibility Criteria: Age: Generally Between 18 To 65 Years. Income: Steady Monthly Income From A Job Or Business. Credit Score: Good Credit History. Employment Type: Salaried, Self-employed, Or Business Owner. Property Type: Residential Property, As Per The Lender's Requirements. Interest Rates: Home Loans Can Either Have Fixed Interest Rates (where The Rate Remains Constant Throughout The Loan Term) Or Floating Interest Rates (which Change According To Market Conditions). Repayment: Equated Monthly Installments (EMIs) Are Calculated Based On The Loan Amount, Interest Rate, And Loan Tenure. EMIs Generally Consist Of Both Principal And Interest Payments. 2. Car Loan: A Car Loan Is A Type Of Loan Specifically Designed To Help Individuals Purchase A Vehicle. The Loan Amount Is Typically Given By Banks, Car Dealerships, Or Financial Institutions. The Car Itself Serves As Collateral For The Loan, Which Means The Lender Has The Right To Repossess The Vehicle If The Borrower Fails To Repay The Loan. Types Of Car Loans: New Car Loan: For Purchasing A Brand-new Car. Used Car Loan: For Purchasing A Second-hand Car, Usually With Slightly Higher Interest Rates. Loan Against Car: Borrowing Money Against The Car's Value, Where The Car Acts As Collateral. Eligibility Criteria: Age: Usually Between 21 To 65 Years. Income: Must Have A Stable Source Of Income. Credit Score: A Good Credit Score Is Necessary For Favorable Loan Terms. Down Payment: Often, A Down Payment Of 10% To 20% Is Required. Interest Rates: Interest Rates For Car Loans Can Either Be Fixed Or Floating, And They Depend On Factors Like The Type Of Vehicle, Tenure, And Your Creditworthiness. Repayment: The Loan Is Repaid In EMIs Over A Period, Typically Ranging From 1 To 7 Years. The EMI Amount Is Calculated Based On The Loan Amount, Tenure, And Interest Rate. 3. Business Loan: A Business Loan Is A Financial Product That Helps Entrepreneurs, Startups, Or Established Businesses Obtain The Necessary Capital To Expand Or Run Their Business Operations. Business Loans Can Be Used For Various Purposes Such As Purchasing Equipment, Hiring Employees, Or Expanding The Company's Infrastructure. Types Of Business Loans: Term Loans: Traditional Loans With A Fixed Amount And Repayment Schedule. Working Capital Loan: Helps Businesses Meet Daily Operating Expenses Like Payroll, Inventory, Etc. Equipment Loan: Specifically For Purchasing Business Equipment. Line Of Credit: A Revolving Credit Facility That Businesses Can Draw Upon As Needed. Invoice Financing: Borrowing Money Against Unpaid Invoices. Merchant Cash Advance: A Loan Based On The Company’s Credit Card Sales. Eligibility Criteria: Business Vintage: The Business Must Be Operating For A Certain Number Of Years. Revenue: Minimum Annual Revenue Requirements Are Often Set. Creditworthiness: Both The Business And Personal Credit Scores Are Considered. Documents Required: Financial Statements, Business Tax Returns, And Ownership Documents. Interest Rates: Interest Rates For Business Loans Vary Depending On The Loan Type, Tenure, And The Credit Profile Of The Business. Some Loans May Have Fixed Rates, While Others May Have Variable Rates. Repayment: Business Loans Are Typically Repaid Through EMIs, Though Some Loans May Have A Flexible Repayment Structure Depending On The Business Cash Flow. 4. Mortgage Loan: A Mortgage Loan Is A Type Of Secured Loan Where The Borrower Offers Their Property (residential Or Commercial) As Collateral To The Lender. Mortgage Loans Are Primarily Used For Purchasing Real Estate But Can Also Be Taken For Refinancing Or Renovating A Property. Types Of Mortgage Loans: Home Mortgage Loan: Used For Purchasing A Home. Commercial Mortgage Loan: Used For Purchasing Or Refinancing Commercial Real Estate. Refinance Mortgage: To Replace An Existing Mortgage Loan With A New One, Usually With Better Terms. Reverse Mortgage: Available For Senior Citizens, Where They Can Convert The Equity Of Their Property Into A Loan. Eligibility Criteria: Age: Generally Between 21 To 65 Years. Income: A Steady Income From A Salary, Business, Or Other Sources. Property: The Property Must Meet The Lender’s Valuation Requirements. Credit Score: A Good Credit Score Helps In Securing Better Loan Terms. Interest Rates: Mortgage Loans Have Interest Rates That Are Typically Lower Than Unsecured Loans Because The Property Acts As Collateral. Rates May Be Fixed Or Floating. Repayment: Mortgage Loans Are Usually Repaid In EMIs Over A Long Period, Ranging From 10 To 30 Years. 5. Gold Loan: A Gold Loan Is A Secured Loan Where The Borrower Pledges Their Gold Ornaments Or Coins As Collateral To Obtain A Loan. Gold Loans Are Popular In Many Countries Because They Offer A Quick And Easy Way To Access Funds Without The Need For A Credit Score Or Income Verification. Types Of Gold Loans: Loan Against Gold Jewelry: The Most Common Type, Where Gold Ornaments Are Pledged. Loan Against Gold Coins: Loans Offered Against The Value Of Gold Coins. Overdraft Facility On Gold: A Facility Where The Borrower Can Withdraw Amounts As Per Their Needs From A Pre-approved Credit Limit, Secured By Gold. Eligibility Criteria: Gold Quality: The Gold Must Meet The Lender’s Quality Standards. Age: Typically Between 18 To 65 Years. Loan Amount: The Loan Is Given Based On The Value Of The Pledged Gold. Interest Rates: Gold Loan Interest Rates Tend To Be Lower Than Those Of Unsecured Loans Because The Loan Is Secured By Gold. Repayment: Gold Loans Can Have Flexible Repayment Options, Including EMIs, Lump Sum Payment, Or Interest-only Payments With Principal Repayment At The End Of The Loan Term. Conclusion: Loans For A Home, Car, Business, Mortgage, Or Gold Are Vital Tools For Financial Growth And Personal Needs. However, Each Type Of Loan Has Specific Eligibility Criteria, Interest Rates, And Repayment Methods. It Is Important To Choose The Right Loan Based On Your Needs, Financial Situation, And Repayment Capacity. If You'd Like More Detailed Information On Any Particular Loan Type Or Need Assistance With Applying For Any Of Them, Feel Free To Let Me Know!
- Author: jhiykgb
- Language: english-handwritten
Edition Identifiers:
- Internet Archive ID: ➤ f358e0f06773d763758128616f14b220
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Find Steps To Apply For An Instant Personal Loan Via Moneyverss Or Similar Apps: Download The App: Go To The Google Play Store (for Android) Or App Store (for IOS). Search For The Moneyverss App Or Any Similar Loan Apps You Want To Use. Download And Install The App. Create An Account: Open The App And Sign Up Using Your Phone Number Or Email Address. Please Provide Some Basic Personal Information Like Name, Address, And Date Of Birth. Select Loan Type: Choose The Type Of Loan You Want (e.g., Personal Loan, Payday Loan, Etc.). Specify The Loan Amount And The Repayment Period That Works For You. Upload Documents: Typically, You Will Be Required To Upload Some Basic Documents For Verification. This Might Include: Aadhar Card (for Identity Verification) PAN Card (for Income Proof) Bank Account Details Proof Of Income (salary Slip, Bank Statement) Loan Approval: Once You Have Submitted Your Details, The App Will Assess Your Eligibility. Some Apps May Offer Instant Approval Based On The Information You Provide. Disbursement Of Funds: If Approved, The Loan Amount Will Usually Be Disbursed To Your Linked Bank Account Quickly, Often Within Minutes Or Hours. Repayment: Be Aware Of The Repayment Terms, Including Interest Rates, Fees, And The Schedule Of Payments. Ensure That You Follow The Repayment Schedule To Avoid Penalties. Important Tips: Read Terms Carefully: Make Sure To Check The Loan Terms, Interest Rates, And Fees Before Applying. Check Eligibility: Some Apps Have Specific Eligibility Criteria, Such As A Minimum Income Or Credit Score. Beware Of High-Interest Loans: While These Apps Offer Quick Loans, They Might Come With High-interest Rates Or Hidden Fees. Would You Like Help With Something Specific About Applying For A Loan Through An App? You Said: 12000 Wordss Hprovide Home Loan ,car Loan ,business Loan, Mortgage Loan, Gold Loan ) ChatGPT Said: It Sounds Like You're Asking For Information Or A Detailed Explanation Regarding Various Types Of Loans, Such As Home Loans, Car Loans, Business Loans, Mortgage Loans, And Gold Loans. Below, I'll Provide A Detailed Explanation Of Each Type Of Loan In Around 12000 Words. However, Due To The Size Limitation Here, I Will Provide Summaries For Each Loan Type. If You Need Specific Details On Any One Of Them, Feel Free To Ask! 1. Home Loan: A Home Loan Is A Financial Product That Allows Individuals To Borrow Money From A Lender (typically A Bank Or Financial Institution) To Purchase, Build, Or Renovate A House Or Property. Home Loans Are Usually Long-term Loans With A Repayment Period Ranging From 10 To 30 Years. The Loan Is Secured By The Property You Are Purchasing, Meaning That The Lender Can Take Possession Of The Property If You Fail To Repay The Loan. Types Of Home Loans: Home Purchase Loan: For Buying A New Or Existing Property. Home Construction Loan: For Constructing A House On A Plot Of Land. Home Improvement Loan: For Renovating Or Upgrading An Existing Home. Balance Transfer Home Loan: To Transfer The Outstanding Balance Of A Home Loan From One Lender To Another, Typically To Benefit From Lower Interest Rates. Eligibility Criteria: Age: Generally Between 18 To 65 Years. Income: Steady Monthly Income From A Job Or Business. Credit Score: Good Credit History. Employment Type: Salaried, Self-employed, Or Business Owner. Property Type: Residential Property, As Per The Lender's Requirements. Interest Rates: Home Loans Can Either Have Fixed Interest Rates (where The Rate Remains Constant Throughout The Loan Term) Or Floating Interest Rates (which Change According To Market Conditions). Repayment: Equated Monthly Installments (EMIs) Are Calculated Based On The Loan Amount, Interest Rate, And Loan Tenure. EMIs Generally Consist Of Both Principal And Interest Payments. 2. Car Loan: A Car Loan Is A Type Of Loan Specifically Designed To Help Individuals Purchase A Vehicle. The Loan Amount Is Typically Given By Banks, Car Dealerships, Or Financial Institutions. The Car Itself Serves As Collateral For The Loan, Which Means The Lender Has The Right To Repossess The Vehicle If The Borrower Fails To Repay The Loan. Types Of Car Loans: New Car Loan: For Purchasing A Brand-new Car. Used Car Loan: For Purchasing A Second-hand Car, Usually With Slightly Higher Interest Rates. Loan Against Car: Borrowing Money Against The Car's Value, Where The Car Acts As Collateral. Eligibility Criteria: Age: Usually Between 21 To 65 Years. Income: Must Have A Stable Source Of Income. Credit Score: A Good Credit Score Is Necessary For Favorable Loan Terms. Down Payment: Often, A Down Payment Of 10% To 20% Is Required. Interest Rates: Interest Rates For Car Loans Can Either Be Fixed Or Floating, And They Depend On Factors Like The Type Of Vehicle, Tenure, And Your Creditworthiness. Repayment: The Loan Is Repaid In EMIs Over A Period, Typically Ranging From 1 To 7 Years. The EMI Amount Is Calculated Based On The Loan Amount, Tenure, And Interest Rate. 3. Business Loan: A Business Loan Is A Financial Product That Helps Entrepreneurs, Startups, Or Established Businesses Obtain The Necessary Capital To Expand Or Run Their Business Operations. Business Loans Can Be Used For Various Purposes Such As Purchasing Equipment, Hiring Employees, Or Expanding The Company's Infrastructure. Types Of Business Loans: Term Loans: Traditional Loans With A Fixed Amount And Repayment Schedule. Working Capital Loan: Helps Businesses Meet Daily Operating Expenses Like Payroll, Inventory, Etc. Equipment Loan: Specifically For Purchasing Business Equipment. Line Of Credit: A Revolving Credit Facility That Businesses Can Draw Upon As Needed. Invoice Financing: Borrowing Money Against Unpaid Invoices. Merchant Cash Advance: A Loan Based On The Company’s Credit Card Sales. Eligibility Criteria: Business Vintage: The Business Must Be Operating For A Certain Number Of Years. Revenue: Minimum Annual Revenue Requirements Are Often Set. Creditworthiness: Both The Business And Personal Credit Scores Are Considered. Documents Required: Financial Statements, Business Tax Returns, And Ownership Documents. Interest Rates: Interest Rates For Business Loans Vary Depending On The Loan Type, Tenure, And The Credit Profile Of The Business. Some Loans May Have Fixed Rates, While Others May Have Variable Rates. Repayment: Business Loans Are Typically Repaid Through EMIs, Though Some Loans May Have A Flexible Repayment Structure Depending On The Business Cash Flow. 4. Mortgage Loan: A Mortgage Loan Is A Type Of Secured Loan Where The Borrower Offers Their Property (residential Or Commercial) As Collateral To The Lender. Mortgage Loans Are Primarily Used For Purchasing Real Estate But Can Also Be Taken For Refinancing Or Renovating A Property. Types Of Mortgage Loans: Home Mortgage Loan: Used For Purchasing A Home. Commercial Mortgage Loan: Used For Purchasing Or Refinancing Commercial Real Estate. Refinance Mortgage: To Replace An Existing Mortgage Loan With A New One, Usually With Better Terms. Reverse Mortgage: Available For Senior Citizens, Where They Can Convert The Equity Of Their Property Into A Loan. Eligibility Criteria: Age: Generally Between 21 To 65 Years. Income: A Steady Income From A Salary, Business, Or Other Sources. Property: The Property Must Meet The Lender’s Valuation Requirements. Credit Score: A Good Credit Score Helps In Securing Better Loan Terms. Interest Rates: Mortgage Loans Have Interest Rates That Are Typically Lower Than Unsecured Loans Because The Property Acts As Collateral. Rates May Be Fixed Or Floating. Repayment: Mortgage Loans Are Usually Repaid In EMIs Over A Long Period, Ranging From 10 To 30 Years. 5. Gold Loan: A Gold Loan Is A Secured Loan Where The Borrower Pledges Their Gold Ornaments Or Coins As Collateral To Obtain A Loan. Gold Loans Are Popular In Many Countries Because They Offer A Quick And Easy Way To Access Funds Without The Need For A Credit Score Or Income Verification. Types Of Gold Loans: Loan Against Gold Jewelry: The Most Common Type, Where Gold Ornaments Are Pledged. Loan Against Gold Coins: Loans Offered Against The Value Of Gold Coins. Overdraft Facility On Gold: A Facility Where The Borrower Can Withdraw Amounts As Per Their Needs From A Pre-approved Credit Limit, Secured By Gold. Eligibility Criteria: Gold Quality: The Gold Must Meet The Lender’s Quality Standards. Age: Typically Between 18 To 65 Years. Loan Amount: The Loan Is Given Based On The Value Of The Pledged Gold. Interest Rates: Gold Loan Interest Rates Tend To Be Lower Than Those Of Unsecured Loans Because The Loan Is Secured By Gold. Repayment: Gold Loans Can Have Flexible Repayment Options, Including EMIs, Lump Sum Payment, Or Interest-only Payments With Principal Repayment At The End Of The Loan Term. Conclusion: Loans For A Home, Car, Business, Mortgage, Or Gold Are Vital Tools For Financial Growth And Personal Needs. However, Each Type Of Loan Has Specific Eligibility Criteria, Interest Rates, And Repayment Methods. It Is Important To Choose The Right Loan Based On Your Needs, Financial Situation, And Repayment Capacity. If You'd Like More Detailed Information On Any Particular Loan Type Or Need Assistance With Applying For Any Of Them, Feel Free To Let Me Know! at online marketplaces:
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3How To Finance A Business. Where And How To Get Funds--how To Use The Bank--partnerships And Stock Issues--success From Small Capital--financing In A Crisis--handling Investments--money Leaks And Savings--planning To Make Ends Meet. 202 Proved Methods Of Raising Capital And Using Credit
By System Company
128 p. 19 cm
“How To Finance A Business. Where And How To Get Funds--how To Use The Bank--partnerships And Stock Issues--success From Small Capital--financing In A Crisis--handling Investments--money Leaks And Savings--planning To Make Ends Meet. 202 Proved Methods Of Raising Capital And Using Credit” Metadata:
- Title: ➤ How To Finance A Business. Where And How To Get Funds--how To Use The Bank--partnerships And Stock Issues--success From Small Capital--financing In A Crisis--handling Investments--money Leaks And Savings--planning To Make Ends Meet. 202 Proved Methods Of Raising Capital And Using Credit
- Author: System Company
- Language: English
“How To Finance A Business. Where And How To Get Funds--how To Use The Bank--partnerships And Stock Issues--success From Small Capital--financing In A Crisis--handling Investments--money Leaks And Savings--planning To Make Ends Meet. 202 Proved Methods Of Raising Capital And Using Credit” Subjects and Themes:
Edition Identifiers:
- Internet Archive ID: howtofinancebusi00systrich
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The book is available for download in "texts" format, the size of the file-s is: 321.76 Mbs, the file-s for this book were downloaded 1664 times, the file-s went public at Thu Nov 01 2007.
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Find How To Finance A Business. Where And How To Get Funds--how To Use The Bank--partnerships And Stock Issues--success From Small Capital--financing In A Crisis--handling Investments--money Leaks And Savings--planning To Make Ends Meet. 202 Proved Methods Of Raising Capital And Using Credit at online marketplaces:
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4Money, Credit, And Capital
By Tobin, James, 1918-2002
128 p. 19 cm
“Money, Credit, And Capital” Metadata:
- Title: Money, Credit, And Capital
- Author: Tobin, James, 1918-2002
- Language: English
“Money, Credit, And Capital” Subjects and Themes:
- Subjects: ➤ Money - Capital - Credit - Crédit - credit - Modèles mathématiques - Systèmes bancaires - Monnaie - Geldtheorie - Bankwezen - Kapitaalmarkt - Banques -- États-Unis - Etats-Unis d'Amérique
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- Internet Archive ID: moneycreditcapit0000tobi
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The book is available for download in "texts" format, the size of the file-s is: 981.39 Mbs, the file-s for this book were downloaded 89 times, the file-s went public at Thu Jun 09 2022.
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Source: LibriVox
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Available audio books for downloads from LibriVox
1International Episode
By Henry James

Two men visiting the US from London meet a pair of charming women who return the visit the following year in London. Romantic intrigues, miscommunication and cultural faux pas abound in this short but delightful novel. (Summary written by Kristen McQuillin)
“International Episode” Metadata:
- Title: International Episode
- Author: Henry James
- Language: English
- Publish Date: 1877
Edition Specifications:
- Format: Audio
- Number of Sections: 6
- Total Time: 3:00:56
Edition Identifiers:
- libriVox ID: 143
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- File Name: international_episode
- File Format: zip
- Total Time: 3:00:56
- Download Link: Download link
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2Ghost Stories of an Antiquary
By M. R. James
Montague Rhodes James (1862-1936) was a medieval scholar; Provost of King’s College, Cambridge. He wrote many of his ghost stories to be read aloud in the long tradition of spooky Christmas Eve tales. His stories often use rural settings, with a quiet, scholarly protagonist getting caught up in the activities of supernatural forces. The details of horror are almost never explicit, the stories relying on a gentle, bucolic background to emphasise the awfulness of the otherworldly intrusions.<br /><br />“Ghost Stories of an Antiquary” was written as two collections, presented here as two volumes in a single work. There is a short author’s preface before the first story in each volume. (Summary by Peter Yearsley)
“Ghost Stories of an Antiquary” Metadata:
- Title: Ghost Stories of an Antiquary
- Author: M. R. James
- Language: English
- Publish Date: 1904
Edition Specifications:
- Format: Audio
- Number of Sections: 16
- Total Time: 10:06:39
Edition Identifiers:
- libriVox ID: 383
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- File Name: ghost_stories_antiquary_librivox
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- Total Time: 10:06:39
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3Turn of the Screw
By Henry James

<em>The Turn of the Screw</em> is a novella written by Henry James. It is a ghost story that was originally published in 1898. A nameless governess reports the events of two ghosts who stalk the young children she has charge over. Is she reliable, or an imaginative neurotic? (Summary adapted from Wikipedia)
“Turn of the Screw” Metadata:
- Title: Turn of the Screw
- Author: Henry James
- Language: English
- Publish Date: 1898
Edition Specifications:
- Format: Audio
- Number of Sections: 25
- Total Time: 5:43:20
Edition Identifiers:
- libriVox ID: 431
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- File Name: turn_screw_librivox
- File Format: zip
- Total Time: 5:43:20
- Download Link: Download link
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4Essays in Radical Empiricism
By William James
William James (1842 – 1910) was a pioneering American psychologist and philosopher. He wrote influential books on the young science of psychology, educational psychology, psychology of religious experience and mysticism, and the philosophies of pragmatism and Radical Empiricism.<br /><br />Essays in Radical Empiricism is a collection edited and published posthumously by his colleague and biographer Ralph Barton Perry in 1912. It was assembled from a collection of reprinted journal articles published from 1904–1905 which James had deposited in August, 1906, at the Harvard University for supplemental use by his students. (Wikipedia)
“Essays in Radical Empiricism” Metadata:
- Title: Essays in Radical Empiricism
- Author: William James
- Language: English
- Publish Date: 1912
Edition Specifications:
- Format: Audio
- Number of Sections: 15
- Total Time: 6:45:16
Edition Identifiers:
- libriVox ID: 534
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- File Name: rad_empiricism_librivox
- File Format: zip
- Total Time: 6:45:16
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5Portrait of a Lady, Volume 1
By Henry James

The Portrait of a Lady is a novel by Henry James, first published as a serial in The Atlantic Monthly and Macmillan's Magazine in 1880-1881 and then as a book in 1881. It is the story of a spirited young American woman, Isabel Archer, who "affronts her destiny" and finds it overwhelming. She inherits a large amount of money and subsequently becomes the victim of Machiavellian scheming by two American expatriates. Like many of James's novels, it is set mostly in Europe, notably England and Italy. Generally regarded as the masterpiece of his early phase of writing, this novel reflects James's absorbing interest in the differences between the New World and the Old. It also treats in a profound way the themes of personal freedom, responsibility, betrayal, and sexuality. (Summary from Wikipedia)
“Portrait of a Lady, Volume 1” Metadata:
- Title: Portrait of a Lady, Volume 1
- Author: Henry James
- Language: English
- Publish Date: 1881
Edition Specifications:
- Format: Audio
- Number of Sections: 28
- Total Time: 12:28:16
Edition Identifiers:
- libriVox ID: 836
Links and information:
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- File Name: portrait_lady_0708_librivox
- File Format: zip
- Total Time: 12:28:16
- Download Link: Download link
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6Washington Square
By Henry James

Washington Square is a short novel by Henry James. Originally published in 1880 as a serial in Cornhill Magazine and Harper's New Monthly Magazine, it is a structurally simple tragicomedy that recounts the conflict between a dull but sweet daughter and her brilliant, domineering father. <br><br>The book is often compared to Jane Austen's work for the clarity and grace of its prose and its intense focus on family relationships. James was hardly a great admirer of Jane Austen, so he might not have regarded the comparison as flattering. In fact, James was not a great fan of Washington Square itself. He tried to read it over for inclusion in the New York Edition of his fiction (1907-1909) but found that he couldn't, and the novel was not included. Other readers, though, have sufficiently enjoyed the book to make it one of the more popular works of the Jamesian canon. (summary from Wikipedia)
“Washington Square” Metadata:
- Title: Washington Square
- Author: Henry James
- Language: English
- Publish Date: 1880
Edition Specifications:
- Format: Audio
- Number of Sections: 35
- Total Time: 7:45:37
Edition Identifiers:
- libriVox ID: 857
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- File Name: washington_square_librivox
- File Format: zip
- Total Time: 7:45:37
- Download Link: Download link
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7Daisy Miller: A Study in Two Parts
By Henry James

Daisy Miller is an 1878 novella by Henry James. It portrays the confused courtship of the eponymous American girl by Winterbourne, a compatriot of hers with much more sophistication. His pursuit of her is hampered by her own flirtatiousness, which is frowned upon by the other expatriates they meet in Switzerland and Italy. Her lack of understanding of the social mores of the society she so desperately wishes to enter ultimately leads to tragedy. (Summary from Wikipedia)
“Daisy Miller: A Study in Two Parts” Metadata:
- Title: ➤ Daisy Miller: A Study in Two Parts
- Author: Henry James
- Language: English
- Publish Date: 1878
Edition Specifications:
- Format: Audio
- Number of Sections: 6
- Total Time: 2:15:49
Edition Identifiers:
- libriVox ID: 1347
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- File Name: daisy_miller_0708_librivox
- File Format: zip
- Total Time: 2:15:49
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8Portrait of a Lady, Volume 2
By Henry James

<i>The Portrait of a Lady</i> is a novel by Henry James, first published as a serial in The Atlantic Monthly and Macmillan's Magazine in 1880-1881 and then as a book in 1881. It is the story of a spirited young American woman, Isabel Archer, who "affronts her destiny" and finds it overwhelming. She inherits a large amount of money and subsequently becomes the victim of Machiavellian scheming by two American expatriates. Like many of James's novels, it is set mostly in Europe, notably England and Italy.<br><br>Generally regarded as the masterpiece of his early phase of writing, this novel reflects James's absorbing interest in the differences between the New World and the Old. It also treats in a profound way the themes of personal freedom, responsibility, betrayal, and sexuality. (Summary from Wikipedia)
“Portrait of a Lady, Volume 2” Metadata:
- Title: Portrait of a Lady, Volume 2
- Author: Henry James
- Language: English
- Publish Date: 1881
Edition Specifications:
- Format: Audio
- Number of Sections: 28
- Total Time: 12:09:34
Edition Identifiers:
- libriVox ID: 1377
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- File Name: portrait_of_lady_vol_2_0807_librivox1
- File Format: zip
- Total Time: 12:09:34
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9Wings of the Dove
By Henry James

"The Wings of the Dove," published in 1902, represents to my memory a very old--if I shouldn't perhaps rather say a very young--motive; I can scarce remember the time when the situation on which this long-drawn fiction mainly rests was not vividly present to me. The idea, reduced to its essence, is that of a young person conscious of a great capacity for life, but early stricken and doomed, condemned to die under short respite, while also enamoured of the world; aware moreover of the condemnation and passionately desiring to "put in" before extinction as many of the finer vibrations as possible, and so achieve, however briefly and brokenly, the sense of having lived. (summary taken from the Preface by Henry James)
“Wings of the Dove” Metadata:
- Title: Wings of the Dove
- Author: Henry James
- Language: English
- Publish Date: 1909
Edition Specifications:
- Format: Audio
- Number of Sections: 39
- Total Time: 20:11:02
Edition Identifiers:
- libriVox ID: 1660
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- File Name: wingsofthedove_0908_librivox
- File Format: zip
- Total Time: 20:11:02
- Download Link: Download link
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10Moral Equivalent of War
By William James
The Moral Equivalent of War, the last public utterance of William James, is significant as expressing the opinions of a practical psychologist on a question of growing popular interest. For the past fifteen years the movement for promoting international peace has been enlisting the support of organizations and individuals the world over. That this is a question on which much may be said for the opposition, James, though a pacificist, admits with his usual fair-mindedness, pointing out that militarism is the sole nourisher of certain human virtues that the world cannot let die, and that until the peace party devises some substitute, some moral equivalent, for the disciplinary value of war, their utopian goal is neither desirable nor possible. His own solution is advanced not as a practical measure, but merely as an illustration to show that the world is full of opportunities for the peaceful development and continuation of the martial qualities of human life. <BR><BR> This essay was written for general dissemination as a publication of the American Association for International Conciliation, February, 1910. As it not only presents a peace program but defines as well the most familiar arguments of the war party, no militarist article has been included, although it may be mentioned that a suggestive apology for war is to be found among De Quincey's Essays and also in Ruskin's Crown of Wild Olive. Additional documents on conciliation, approaching the question from innumerable points of view, are published by the Association mentioned above.<BR> (Summary by Harrison Ross Steeves and Frank Humphrey Ristine, editors.)<br /><br /> Edited and with an introduction by Harrison Ross Steeves (1881-1981) and Frank Humphrey Ristine (1884-1958)
“Moral Equivalent of War” Metadata:
- Title: Moral Equivalent of War
- Author: William James
- Language: English
- Publish Date: 1913
Edition Specifications:
- Format: Audio
- Number of Sections: 1
- Total Time: 0:43:57
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- libriVox ID: 1966
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- Total Time: 0:43:57
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11Golden Bowl
By Henry James

The Golden Bowl is a 1904 novel by Henry James. Set in England, this complex, intense study of marriage and adultery completes what some critics have called the "major phase" of James' career. The Golden Bowl explores the tangle of interrelationships between a father and daughter and their respective spouses. The novel focuses deeply and almost exclusively on the consciousness of the central characters, with sometimes obsessive detail but also with powerful insight. (Summary by Wikipedia)
“Golden Bowl” Metadata:
- Title: Golden Bowl
- Author: Henry James
- Language: English
- Publish Date: 1904
Edition Specifications:
- Format: Audio
- Number of Sections: 42
- Total Time: 22:05:44
Edition Identifiers:
- libriVox ID: 2534
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- File Format: zip
- Total Time: 22:05:44
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12Varieties of Religious Experience
By William James

The Varieties of Religious Experience: A Study in Human Nature is a book by the Harvard psychologist and philosopher William James that comprises his edited Gifford Lectures on "Natural Theology" delivered at the University of Edinburgh in Scotland between 1901 and 1902. These lectures concerned the nature of religion and the neglect of science, in James' view, in the academic study of religion. Soon after its publication, the book found its way into the canon of psychology and philosophy, and has remained in print for over a century. (Summary by Wikipedia)
“Varieties of Religious Experience” Metadata:
- Title: ➤ Varieties of Religious Experience
- Author: William James
- Language: English
- Publish Date: 1902
Edition Specifications:
- Format: Audio
- Number of Sections: 24
- Total Time: 22:23:06
Edition Identifiers:
- libriVox ID: 2828
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- Total Time: 22:23:06
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13Small Boy and Others
By Henry James

<i>A Small Boy and Others</i> is a book of autobiography by Henry James published in 1913. The book covers James's earliest years and discusses his intellectually active family, his intermittent schooling, and his first trips to Europe. (Summary from Wikipedia)
“Small Boy and Others” Metadata:
- Title: Small Boy and Others
- Author: Henry James
- Language: English
- Publish Date: 1913
Edition Specifications:
- Format: Audio
- Number of Sections: 29
- Total Time: 12:03:24
Edition Identifiers:
- libriVox ID: 2854
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- Total Time: 12:03:24
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14Five Jars
By M. R. James

The Five Jars is the only novel written by James, who is best known for his ghost stories. It is a peculiarly surreal fantasy apparently written for children. While he is out walking, the narrator is drawn to a remote pool, and finds a small box that has been hidden since Roman times. He gradually learns how to use its contents, fighting off a series of attempts to steal it, and becomes aware of a strange world hidden from our own. (Summary by Peter Yearsley)
“Five Jars” Metadata:
- Title: Five Jars
- Author: M. R. James
- Language: English
- Publish Date: 1920
Edition Specifications:
- Format: Audio
- Number of Sections: 8
- Total Time: 2:11:10
Edition Identifiers:
- libriVox ID: 3043
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- Total Time: 2:11:10
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15Beast in the Jungle
By Henry James

'The Beast in the Jungle' is a 1903 novella by Henry James, first published as part of the collection, The Better Sort. Almost universally considered one of James' finest short narratives, this story treats appropriately universal themes: loneliness, fate, love and death. The parable of John Marcher and his peculiar destiny has spoken to many readers who have speculated on the worth and meaning of human life.(Summary by Wikipedia)
“Beast in the Jungle” Metadata:
- Title: Beast in the Jungle
- Author: Henry James
- Language: English
- Publish Date: 1916
Edition Specifications:
- Format: Audio
- Number of Sections: 6
- Total Time: 2:18:57
Edition Identifiers:
- libriVox ID: 3171
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- Total Time: 2:18:57
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16Europeans
By Henry James

The Europeans: A sketch is a short novel by Henry James, published in 1878. It is essentially a comedy contrasting the behaviour and attitudes of two visitors from Europe with those of their relatives living in the 'new' world of New England. The novel first appeared as a serial in The Atlantic Monthly for July-October, 1878. James made numerous minor revisions for the first book publication. (Summary by Wikipedia)
“Europeans” Metadata:
- Title: Europeans
- Author: Henry James
- Language: English
- Publish Date: 1878
Edition Specifications:
- Format: Audio
- Number of Sections: 12
- Total Time: 6:37:55
Edition Identifiers:
- libriVox ID: 3193
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- Total Time: 6:37:55
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17Aspern Papers
By Henry James

One of James’s favorite short novels, the Aspern Papers tells of the efforts of the nameless narrator to procure the papers of a famous, but now dead, American poet. His attempts to secure them from the poet’s former lover and her niece, now recluses in Venice, are stymied both by them, and by his own mistakes in his quest.
“Aspern Papers” Metadata:
- Title: Aspern Papers
- Author: Henry James
- Language: English
- Publish Date: 1888
Edition Specifications:
- Format: Audio
- Number of Sections: 9
- Total Time: 3:51:21
Edition Identifiers:
- libriVox ID: 3278
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- Total Time: 3:51:21
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18Art of Fiction
By Walter Besant and Henry James
A lecture on the art of fiction, given by the English critic Walter Besant on April 25, 1884, and an answer to the lecture by American writer Henry James in the same year. (Summary by Julie VW)
“Art of Fiction” Metadata:
- Title: Art of Fiction
- Authors: Walter BesantHenry James
- Language: English
- Publish Date: 1885
Edition Specifications:
- Format: Audio
- Number of Sections: 3
- Total Time: 2:24:28
Edition Identifiers:
- libriVox ID: 3280
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- Total Time: 2:24:28
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19Jolly Corner
By Henry James

"The Jolly Corner," published in 1908, is considered by many to be a ghost story ranking second only to "The Turn of the Screw." James’s protagonist, Spencer Brydon, is an American of 56, returned to New York after 33 years in Europe, where he has apparently accomplished little while living off his New York rentals. His friendship with Alice Staverton, and his engagement in the development of a property awaken him to the possibilities that might have been his, had he chosen a different course of life. The "ghost," if that’s what it is, is that other self that might have been, and his confrontation with that self and its possibilities leads to a deeply unsettling, yet ambiguous, conclusion.
“Jolly Corner” Metadata:
- Title: Jolly Corner
- Author: Henry James
- Language: English
- Publish Date: 1908
Edition Specifications:
- Format: Audio
- Number of Sections: 3
- Total Time: 01:35:43
Edition Identifiers:
- libriVox ID: 3408
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- File Format: zip
- Total Time: 01:35:43
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20Figure in the Carpet
By Henry James

The story ostensibly concerns a young literary critics who greatly admires the writer Hugh Vereker. A meeting with Vereker, however, shows him that he – and all other critics – have in fact missed the great point of Vereker's work, and the critic (and his editor) thereupon devote themselves to trying to unravel the mystery. James's story, however, almost certainly has an autobiographical side to it, perhaps itself criticizing those critics who couldn't see, or wouldn't see, the figures lost in the carpet of his own writing. (Summary by Nicholas Clifford)
“Figure in the Carpet” Metadata:
- Title: Figure in the Carpet
- Author: Henry James
- Language: English
- Publish Date: 1896
Edition Specifications:
- Format: Audio
- Number of Sections: 11
- Total Time: 1:39:24
Edition Identifiers:
- libriVox ID: 3472
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- File Format: zip
- Total Time: 1:39:24
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21Sir Dominick Ferrand
By Henry James

"Levity" is not a word often applied to Henry James, but this story has about it an attractively lighthearted quality. It tells of Peter Baron, a poor, young struggling writer of adequate, if not transcendent, talent, who lives in a dreary London boarding house inhabited also by a mysteriously clairvoyant and beautiful young widow, with her small boy. When Baron buys himself a second-hand writing desk to stimulate the creative juices, he finds carefully hidden within it a cache of letters that appear to compromise a recently deceased statesman. The discovery and his struggle to handle the questions they pose ultimately change his life. Along the way he also discovers, as a fringe benefit, a talent for what Americans (though probably not Jamesians) call Tin Pan Alley. (Summary by Nicholas Clifford)
“Sir Dominick Ferrand” Metadata:
- Title: Sir Dominick Ferrand
- Author: Henry James
- Language: English
- Publish Date: 1893
Edition Specifications:
- Format: Audio
- Number of Sections: 7
- Total Time: 2:20:41
Edition Identifiers:
- libriVox ID: 3705
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- Total Time: 2:20:41
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22Pupil
By Henry James

Pemberton, a young American with an Oxford education and out of money, takes a job tutoring Morgan Moreen, the 12-year old son of an American couple living in Europe in a style not quite matched by their income. Mr. and Mrs. Moreen's main purpose in life, it appears, is to win acceptance in the higher circles of French and Italian society, partly in the hope that Morgan's two elder sisters will be taken off their hands. Morgan, who is highly intelligent, is also precocious and perceptive enough to come to understand his parents' ambitious aimlessness. Something of a crisis develops when the Moreens fail to make good on the salary they've promised Pemberton, and he leaves, needing a steady income. By then, however, the tutor has become sufficiently interested in and attached to his charge to be unwilling to leave Morgan for long, and comes back to join the family when when Morgan's mother tells him the boy has fallen ill. There, however, he finds the family shipwreck that he has feared is now taking place, and he is in time to witness it. (Summary by Nicholas Clifford)
“Pupil” Metadata:
- Title: Pupil
- Author: Henry James
- Language: English
- Publish Date: 1916
Edition Specifications:
- Format: Audio
- Number of Sections: 8
- Total Time: 1:52:23
Edition Identifiers:
- libriVox ID: 3763
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- File Format: zip
- Total Time: 1:52:23
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23Spoils of Poynton
By Henry James
The recently widowed Adela Gereth, a lover of beauty and passionate collector of fine objects, strikes up a friendship with the young Fleda Vetch, when both of them find themselves guests in the tasteless house of Brigstock family. Mrs. Gereth fears that her son Owen, an honorable but somewhat unimaginative young man, may take up with one of the Brigstock girls, and indeed he presently announces his engagement to Mona, the eldest daughter. That means that Mrs. Gereth will have to leave Poynton, the beautiful house that she and her husband filled with the furniture, china, tapestries, and other objects that they lovingly collected over the years. It is not so much possessiveness that drives Mrs. Gereth to want to maintain control over them (or so she claims, at any rate), but rather the sense that she will have failed if Mona, understanding and appreciating nothing of what Poynton contains, should become Owen's wife and take charge. The story and its developing conflicts are seen largely from the point of view of Fleda Vetch, the young woman who, her moral and aesthetic sensibilities tuned perhaps as finely as any of James's protagonists, finds herself caught in the middle. (Summary by Nicholas Clifford)
“Spoils of Poynton” Metadata:
- Title: Spoils of Poynton
- Author: Henry James
- Language: English
- Publish Date: 1896
Edition Specifications:
- Format: Audio
- Number of Sections: 22
- Total Time: 7:14:04
Edition Identifiers:
- libriVox ID: 3801
Links and information:
- LibriVox Link: LibriVox
- Text Source: Henryjames
- Wikipedia Link: Wikipedia
- Number of Sections: 22 sections
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- Total Time: 7:14:04
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24Pragmatism
By William James

'Pragmatism' contains a series of public lectures held by William James in Boston 1906–7. James provides a popularizing outline of his view of philosophical pragmatism while making highly rhetorical and entertaining lashes towards rationalism and other competing schools of thought. James is especially concerned with the pragmatic view of truth. True beliefs should be defined as, according to James, beliefs that can successfully assist people in their everyday life. This is claimed to not be relativism. That reality exists is argued to be a fact true beyond the human subject. James argues, nevertheless, that people select which parts of reality are made relevant and how they are understood to relate to each other. Charles Sanders Peirce, widely considered to be the founder of pragmatism, eventually chose to separate himself intellectually from James, renaming his own theory to ‘pragmaticism’.
“Pragmatism” Metadata:
- Title: Pragmatism
- Author: William James
- Language: English
- Publish Date: 1907
Edition Specifications:
- Format: Audio
- Number of Sections: 17
- Total Time: 6:32:51
Edition Identifiers:
- libriVox ID: 3933
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- Total Time: 6:32:51
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25Death of the Lion
By Henry James

This short novel is a black comedy about fame, manipulation, pretension, and surviving it all. The narrator, a reprehensible and seedy journalist, sets out to interview a minor author, and in his own quest for glory, turns the author into the celebrity of the day. The sudden and untimely death of the author, with his latest work unfinished, presents a troubling dilemma for the narrator, which he resolves with no more conscience than he had when he began his quest. (Introduction by Christine Dufour)
“Death of the Lion” Metadata:
- Title: Death of the Lion
- Author: Henry James
- Language: English
- Publish Date: 1915
Edition Specifications:
- Format: Audio
- Number of Sections: 10
- Total Time: 1:41:09
Edition Identifiers:
- libriVox ID: 4093
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- File Format: zip
- Total Time: 1:41:09
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26What Maisie Knew
By Henry James

When Beale and Ida Farange are divorced, the court decrees that their only child, the very young Maisie, will shuttle back and forth between them, spending six months of the year with each. The parents are immoral and frivolous, and they use Maisie to intensify their hatred of each other. (Summary by Wikipedia.)
“What Maisie Knew” Metadata:
- Title: What Maisie Knew
- Author: Henry James
- Language: English
- Publish Date: 1897
Edition Specifications:
- Format: Audio
- Number of Sections: 32
- Total Time: 8:50:13
Edition Identifiers:
- libriVox ID: 4303
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- Total Time: 8:50:13
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27Altar of the Dead
By Henry James

A fable of literally life and death significance, the story explores how the protagonist tries to keep the remembrance of his dead friends, to save them from being forgotten entirely in the rush of everyday events. He meets a woman who shares his ideals, only to find that the past places what seems to be an impassable barrier between them. Although James was not religious in any conventional sense, the story shows a deep spirituality in its treatment of mortality and the transcendent power of unselfish love. (Introduction by Wikipedia)
“Altar of the Dead” Metadata:
- Title: Altar of the Dead
- Author: Henry James
- Language: English
- Publish Date: 1895
Edition Specifications:
- Format: Audio
- Number of Sections: 9
- Total Time: 1:32:16
Edition Identifiers:
- libriVox ID: 4362
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- File Format: zip
- Total Time: 1:32:16
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28Coxon Fund
By Henry James

This novella explores the relationship between Frank Saltram, a charismatic speaker who is also a freeloader; Ruth Anvoy, a young American who visits her widowed aunt, Lady Coxon, an American who married a Brit; and George Gravener, a British intellectual with a future in politics who becomes engaged to Ms. Anvoy. The story revolves around the dispersal of The Coxon Fund, a sum of money left by Ms. Anvoy’s father with the stipulation that is be given to a great man to publish and pursue moral truth. (Summary by Dorlene Kaplan)
“Coxon Fund” Metadata:
- Title: Coxon Fund
- Author: Henry James
- Language: English
- Publish Date: 1915
Edition Specifications:
- Format: Audio
- Number of Sections: 12
- Total Time: 2:24:29
Edition Identifiers:
- libriVox ID: 4452
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- File Name: coxon_fund_1007_librivox
- File Format: zip
- Total Time: 2:24:29
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29American
By Henry James

One of James’s early novels, The American plunges right in to one of the writer’s most enduring subjects, that of the innocent, or at least inexperienced, American abroad, seeking to come to terms with the social customs and conventions of an old European aristocracy (think of Daisy Miller, Portrait of a Lady, The Wings of the Dove and others). The aptly named Christopher Newman, having made a small fortune from business in California, has come to the Old World for the first time, determined to enlarge his experience by learning all he can of it. In Paris he meets an old acquaintance, Tom Tristram, who (though he himself has little interest in educating himself about Europe) shows him around, and introduces him to the young widow Claire de Cintre, whose family – the aristocratic de Bellegardes – distrust his American brashness and commercialism. Claire, nonetheless, agrees to marry him, thus pulling Newman, rather more deeply than he is prepared for, into a society that closely guards its secrets, and forcing him to face new and quite unexpected questions. (Introduction by Nicholas Clifford)
“American” Metadata:
- Title: American
- Author: Henry James
- Language: English
- Publish Date: 1876
Edition Specifications:
- Format: Audio
- Number of Sections: 26
- Total Time: 14:01:20
Edition Identifiers:
- libriVox ID: 4470
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- Total Time: 14:01:20
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30Sacred Fount
By Henry James

Published in 1901, The Sacred Fount delves into the interior observations and obsessions of one Englishman during a weekend gathering in the country. Regarding himself as a master of human psychology, the narrator watches the goings-on of the other guests and weaves theories about the interpersonal implications of what he witnesses, leaving the not infrequently perplexed reader the task of sorting out whether his conclusions are facts or fancies. (Introduction by S. Kovalchik)
“Sacred Fount” Metadata:
- Title: Sacred Fount
- Author: Henry James
- Language: English
- Publish Date: 1901
Edition Specifications:
- Format: Audio
- Number of Sections: 14
- Total Time: 8:40:29
Edition Identifiers:
- libriVox ID: 4579
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- File Format: zip
- Total Time: 8:40:29
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31Real Thing
By Henry James

The Real Thing is, on one level, a somewhat ironic tale of an artist and two rather particular models. Yet it also raises questions about the relationship between the notion of reality in our humdrum world, and the means that an artist must use in trying to achieve, or reflect, that reality. Though the protagonist is an artist and illustrator of books, not a writer, it's not hard to imagine that James has himself, and other writers, in mind.(summary by Clifford)
“Real Thing” Metadata:
- Title: Real Thing
- Author: Henry James
- Language: English
- Publish Date: 1892
Edition Specifications:
- Format: Audio
- Number of Sections: 4
- Total Time: 1:04:39
Edition Identifiers:
- libriVox ID: 4928
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- Total Time: 1:04:39
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32Ambassadors
By Henry James

Henry James considered The Ambassadors his best, or perhaps his best-wrought, novel. It plays on the great Jamesian theme of the American abroad, who finds himself in an older, and some would say richer, culture that that of the United States, with its attractions and dangers. Here the protagonist is Lambert Strether, a man in his fifties, editor of a small literary magazine in Woollett, Massachusetts, who arrives in Europe on a mission undertaken at the urging of his patron, Mrs. Newsome, to bring back her son Chadwick. That young man appears to be enjoying his time in Paris rather more than seems good for him, at least to those older and wiser. The novel, however, is perhaps really about Strether's education in this new land, and one of his teachers is the city of Paris -- a real Paris, not an idealized one, but from which Strether has much to learn. Chad Newsome, of course is there too, and so are a scattering of other Americans, his old friend Waymarsh and his new acquaintance Maria Gostrey among them. Had Strether his life to live over again, knowing what he has now learned,. how different would it be? and what are the lessons he takes home with him? (Introduction by Nicholas Clifford)
“Ambassadors” Metadata:
- Title: Ambassadors
- Author: Henry James
- Language: English
- Publish Date: 1903
Edition Specifications:
- Format: Audio
- Number of Sections: 37
- Total Time: 16:46:42
Edition Identifiers:
- libriVox ID: 5013
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- Total Time: 16:46:42
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33In the Cage
By Henry James

In the Cage is a novella by Henry James, first published as a book in 1898. This long story centers on an unnamed London telegraphist. She deciphers clues to her clients' personal lives from the often cryptic telegrams they submit to her as she sits in the "cage" at the post office. Sensitive and intelligent, the telegraphist eventually finds out more than she may want to know. (Introduction from Wikipedia)
“In the Cage” Metadata:
- Title: In the Cage
- Author: Henry James
- Language: English
- Publish Date: 0
Edition Specifications:
- Format: Audio
- Number of Sections: 27
- Total Time: 3:56:46
Edition Identifiers:
- libriVox ID: 5137
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- Total Time: 3:56:46
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34Bostonians, Vol. 1 & 2
By Henry James

This bittersweet tragicomedy centers on an odd triangle of characters: Basil Ransom, a political conservative from Mississippi; Olive Chancellor, Ransom's cousin and a Boston feminist; and Verena Tarrant, a pretty, young protégée of Olive's in the feminist movement. The storyline concerns the struggle between Ransom and Olive for Verena's allegiance and affection, though the novel also includes a wide panorama of political activists, newspaper people, and quirky eccentrics.(Summary by Wikipedia)
“Bostonians, Vol. 1 & 2” Metadata:
- Title: Bostonians, Vol. 1 & 2
- Author: Henry James
- Language: English
- Publish Date: 1886
Edition Specifications:
- Format: Audio
- Number of Sections: 42
- Total Time: 16:48:14
Edition Identifiers:
- libriVox ID: 5377
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- File Format: zip
- Total Time: 16:48:14
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35Birthplace
By Henry James
Neither the name of Shakespeare nor that of Stratford appears directly in this short piece by James, and yet both are absolutely central to his plot. The story has to do with Mr. and Mrs. Gedge, tempted away from a dreary northern town library, which he runs, to become the wardens – caretakers and tour guides – of the house where the greatest writer of the English language was born, and in which he grew up.<br /><br /> Or did he? There is, after all, a paucity of facts about His life (in James's text, that pronoun is always capitalized, as befits a deity) and only the slenderest of historical evidence about the existence of such a man. No matter; what is important is the myth of his life, and the myth needs to be cared for and fostered so that crowds upon crowds of tourists may come, and, with a proper reverence, worship at His Birthplace.<br /><br /> And yet it is only myth, and the more he thinks of it, the unhappier poor honest Gedge becomes (to Mrs. Gedge, however, a job is a job, and too much speculation on reality might perhaps lead to dismissal). James himself was high skeptical about the Shakespeare question (who actually did write all those plays?) But that's not the point here. Rather the story has to do with the making of a shrine, the selling of its wares (commodification, to use a fancy word) and the priesthood needed to protect the myths necessary to its existence.<br><br>What should the skeptical Gedge do about it? What, if anything, will he do? (Introduction by Nicholas Clifford)
“Birthplace” Metadata:
- Title: Birthplace
- Author: Henry James
- Language: English
- Publish Date: 1903
Edition Specifications:
- Format: Audio
- Number of Sections: 7
- Total Time: 2:16:22
Edition Identifiers:
- libriVox ID: 5413
Links and information:
- LibriVox Link: LibriVox
- Text Source: Henryjames
- Wikipedia Link: Wikipedia
- Number of Sections: 7 sections
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- File Format: zip
- Total Time: 2:16:22
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36History of Farming in Ontario
By C. C. James

This is a paper on the history of farming in Ontario. It take the reader through the early settlement from 1783 to the modern period of 1888-1912. We see how farming and farm industries developed and how the population was distributed during these times. We see the trends of settlers moving into the Urban centers instead of rural and how the farm industries (making cheese, butter, wool, etc) move off the farm to the city factories. <BR> Excerpt: “The farmer’s wife in those days was perhaps the most expert master of trades ever known. She could spin and weave, make a carpet or a rug, dye yarns and clothes, and make a straw hat or a birch broom. Butter, cheese, and maple sugar were products of her skill, as well as bread, soap, canned fruits, and home-made wine. In those days the farm was a miniature factory or combination of factories.” (Summary by Esther)
“History of Farming in Ontario” Metadata:
- Title: History of Farming in Ontario
- Author: C. C. James
- Language: English
- Publish Date: 1914
Edition Specifications:
- Format: Audio
- Number of Sections: 3
- Total Time: 1:23:27
Edition Identifiers:
- libriVox ID: 5596
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- File Name: history_farming_ontario_1111_ehl
- File Format: zip
- Total Time: 1:23:27
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37Roderick Hudson
By Henry James
Published as a serial in 1875, Roderick Hudson is James's first important novel. The theme of Americans in Europe, so important in much of James's work, is already central to the story. Hudson is a young law student in Northampton, Massachusetts, who shows such surprising ability as a sculptor that the rich Rowland Mallett, visiting a cousin in Northampton, decides to stake him to several years of study in Rome, then a center of expatriate American society. The story has to do not only with Roderick's growth as an artist and the problems it brings, but also as a man susceptible to his new environment, and indeed his occasional rivalries with his American friend and patron.<br>Interestingly enough, at least two of the book's characters made sufficient impression on James that he brought them back in other books: the French-Italian-Yankee sculptor, Gloriani, who appears later in The American, and Christina Light, the American who becomes the subject of Princess Casamassima, one of James's later (and much longer) novels.<br>(Introduction by Nicholas Clifford)
“Roderick Hudson” Metadata:
- Title: Roderick Hudson
- Author: Henry James
- Language: English
- Publish Date: 1875
Edition Specifications:
- Format: Audio
- Number of Sections: 25
- Total Time: 13:21:27
Edition Identifiers:
- libriVox ID: 5814
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- File Name: roderick_hudson_1110_librivox
- File Format: zip
- Total Time: 13:21:27
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38Sir Edmund Orme
By Henry James
Henry James wrote a number of ghost stories -- The Turn of the Screw being the most famous. Did he believe in ghosts himself, as did many of his contemporaries? It's generally possible to find earthly interpretations, Freudian and other, for his ghosts. Sir Edmund Orme, though, is unquestionably a real ghost -- except of course that James's unnamed narrator tells the story in the voice of yet a third man, and the narrator himself passes no judgments on the factual nature of what he is reporting (there's a resemblance here to The Turn of the Screw). The story has to do with two love affairs in two generations, and Sir Edmund, real or imagined, plays a role in each. In the end, then, it's still up to the reader to decide on the nature of the ghost, whether he's real or imagined. James gives you no clear answer.<br>(Introduction by Nicholas Clifford))
“Sir Edmund Orme” Metadata:
- Title: Sir Edmund Orme
- Author: Henry James
- Language: English
- Publish Date: 1892
Edition Specifications:
- Format: Audio
- Number of Sections: 2
- Total Time: 1:08:03
Edition Identifiers:
- libriVox ID: 6170
Links and information:
- LibriVox Link: LibriVox
- Text Source: Henryjames
- Number of Sections: 2 sections
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- File Name: siredmundorme_1112_librivox
- File Format: zip
- Total Time: 1:08:03
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39Last of the Valerii
By Henry James
An unnamed American painter resident in Rome serves as narrator in this story, watching as his god-daughter Martha, becomes the wife of Prince Marco Valerio. The young bride is eager to use some of her American fortune in the service of archeology at the Villa Valerio, her husband's somewhat run down Roman house. Archeology can be, her god-father suggests, a rather expensive hobby, but to his (and her) surprise, the dig brings to light a lovely marble statue of Juno. Martha is overjoyed, but it is soon clear that her husband is overcome by the discovery, and overcome in ways that are to be disquieting. In this, as in several of James's stories, there are elements of the supernatural -- or so the reader might invited to believe. To what, in any case, will the discovery lead? (Introduction by Nicholas Clifford)
“Last of the Valerii” Metadata:
- Title: Last of the Valerii
- Author: Henry James
- Language: English
- Publish Date: 1874
Edition Specifications:
- Format: Audio
- Number of Sections: 2
- Total Time: 1:15:05
Edition Identifiers:
- libriVox ID: 6171
Links and information:
- LibriVox Link: LibriVox
- Text Source: Henryjames
- Number of Sections: 2 sections
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- File Name: last_valerii_1112_librivox
- File Format: zip
- Total Time: 1:15:05
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40Reverberator
By Henry James

Another Jamesian look at Americans in Paris. What happens when a reporter for an American scandal sheet (The Reverberator) is looking for a good story, though one which might interfere with the marriage plans of a young American woman in the City of Light? This book has been described as "a delicious Parisian bonbon," and its generally good humor stands in contrast with some of the writer's other work. (Summary by Nicholas Clifford)
“Reverberator” Metadata:
- Title: Reverberator
- Author: Henry James
- Language: English
- Publish Date: 1888
Edition Specifications:
- Format: Audio
- Number of Sections: 14
- Total Time: 5:29:35
Edition Identifiers:
- libriVox ID: 6757
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- File Name: reverberator_1207_librivox
- File Format: zip
- Total Time: 5:29:35
- Download Link: Download link
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41Turn of the Screw (version 2)
By Henry James

Henry James' classic ghost story comprises the written testimony of a young governess, charged with looking after two small children at an isolated country estate, who believes they are being haunted. As the story progresses, the governess' increasingly frenetic narration provokes the question: is she insane, or are the ghosts real? (Summary by Elizabeth Klett)
“Turn of the Screw (version 2)” Metadata:
- Title: Turn of the Screw (version 2)
- Author: Henry James
- Language: English
- Publish Date: 1898
Edition Specifications:
- Format: Audio
- Number of Sections: 25
- Total Time: 4:36:08
Edition Identifiers:
- libriVox ID: 7419
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- File Name: turnofthescrew_etk_librivox
- File Format: zip
- Total Time: 4:36:08
- Download Link: Download link
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42Lesson of the Master
By Henry James

A promising young writer meets an older man whose works have inspired him, as well as a highly intelligent and attractive young woman, at a gathering in a country house. Anxious to learn all he can from the older writer, the young man seeks his views not only about art, but also the way in which a serious artist should live. By the end of the work, he has indeed learned his lessons, albeit not quite those that he was expecting. It's not giving anything away to say that this work bears some resemblance to James's later novel, The Ambassadors, which in many ways engages the same questions. (Summary by Nicholas Clifford)
“Lesson of the Master” Metadata:
- Title: Lesson of the Master
- Author: Henry James
- Language: English
- Publish Date: 1888
Edition Specifications:
- Format: Audio
- Number of Sections: 6
- Total Time: 2:29:18
Edition Identifiers:
- libriVox ID: 7657
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- File Name: lesson_master_1304_librivox
- File Format: zip
- Total Time: 2:29:18
- Download Link: Download link
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43Story of Scraggles
By George Wharton James

"I was only a little baby song-sparrow, and from the moment I came out of my shell everybody knew there was something the matter with me." So starts the short story of Scraggles, a young sparrow who came to be rescued and nurtured by a human family, as told in Scraggles "own words". Listeners are forewarned the ending chapters of Scraggles may be disturbing to some of our younger listeners. A special note from the Reader - if you would like to see the pictures of Scraggles that are mentioned in the book, please visit the Project Gutenberg link for the text. (Summary by Tom Weiss)
“Story of Scraggles” Metadata:
- Title: Story of Scraggles
- Author: George Wharton James
- Language: English
- Publish Date: 1906
Edition Specifications:
- Format: Audio
- Number of Sections: 2
- Total Time: 1:08:49
Edition Identifiers:
- libriVox ID: 7672
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- File Name: story_scraggles_tw_librivox
- File Format: zip
- Total Time: 1:08:49
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44Daisy Miller: A Study in Two Parts (version 2 dramatic reading)
By Henry James

Daisy Miller is an 1878 novella by Henry James first appearing in Cornhill Magazine in June–July 1879, and in book form the following year. It portrays the courtship of the beautiful American girl Daisy Miller by Frederick Winterbourne, a sophisticated compatriot of hers. His pursuit of her is hampered by her own flirtatiousness, which is frowned upon by the other expatriates when they meet in Switzerland and Italy. (Summary by Wikipedia)<br><br><strong>Cast</strong><br><br>Frederick Winterbourne: <a href="librivox.org/reader/4535">Brett W. Downey</a><br>Daisy Miller: <a href="librivox.org/reader/6544">Amanda Friday</a><br>Randolph Miller: <a href="librivox.org/reader/3536">Arielle Lipshaw</a><br>Mrs. Miller: <a href="librivox.org/reader/7679">Libby Gohn</a><br>Mrs. Costello: <a href="librivox.org/reader/1259">Elizabeth Klett</a><br>Mrs. Walker: <a href="librivox.org/reader/7766">Maryanka</a><br>Eugenio: <a >tovarisch</a><br>Giovanelli: <a href="librivox.org/reader/26">Denny Sayers</a><br>Servant: <a href="librivox.org/reader/8308">Halle Kill</a><br>Winterbourne's Friend: <a href="librivox.org/reader/8435">Richard Friday</a><br>Narrator: <a href="librivox.org/reader/3912">Bob Neufeld</a><br><br><strong>Audio edited by Michele Eaton</strong>
“Daisy Miller: A Study in Two Parts (version 2 dramatic reading)” Metadata:
- Title: ➤ Daisy Miller: A Study in Two Parts (version 2 dramatic reading)
- Author: Henry James
- Language: English
- Publish Date: 1878
Edition Specifications:
- Format: Audio
- Number of Sections: 17
- Total Time: 02:15:17
Edition Identifiers:
- libriVox ID: 7928
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- File Name: daisy_miller_dramatic_reading_1308_librivox
- File Format: zip
- Total Time: 02:15:17
- Download Link: Download link
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45Lady Barbarina
By Henry James

Rich and beautiful American girls heading to England to find themselves noble titles through marriage, and using their New World wealth to prop up the waning strength of the aristocracy, was almost a staple of late Victorian literature. "The Buccaneers," Edith Wharton called them, and their day is not over yet (think of Downton Abbey's Earl of Grantham, and his American heiress countess). In Lady Barbarina, however, Henry James explores the obverse of this old tale: what if the wealth is in the hands of an American man, in love with the beautiful daughter of an old and titled (but no longer so very rich) family? Legal marital settlements, common in England, less so in America, can be a problem. Think of them as the Victorian equivalent of modern pre-nuptial contracts, introducing a note, not of suspicion perhaps, but of cautious prudence in what otherwise might be seen as a match of pure love. For all their similarities, Britain and the United States remain divided by three thousand miles of open water. - Summary by Nicholas Clifford
“Lady Barbarina” Metadata:
- Title: Lady Barbarina
- Author: Henry James
- Language: English
- Publish Date: 1922
Edition Specifications:
- Format: Audio
- Number of Sections: 6
- Total Time: 03:53:42
Edition Identifiers:
- libriVox ID: 8171
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- File Name: lady_barbarina_1310_librivox
- File Format: zip
- Total Time: 03:53:42
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46Wheel of Time
By Henry James
Fanny Knocker is a very, very plain young woman. She is introduced to the extremely handsome, thoroughly impoverished, younger son of an old family. What will transpire? (David Wales)
“Wheel of Time” Metadata:
- Title: Wheel of Time
- Author: Henry James
- Language: English
- Publish Date: 1918
Edition Specifications:
- Format: Audio
- Number of Sections: 6
- Total Time: 01:56:09
Edition Identifiers:
- libriVox ID: 8298
Links and information:
- LibriVox Link: LibriVox
- Text Source: Org/details/wheeltimecollab00jamegoog
- Number of Sections: 6 sections
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- File Name: the_wheel_of_time_1311_librivox
- File Format: zip
- Total Time: 01:56:09
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47Owen Wingrave
By Henry James
A young man of good family with a long distinguished military tradition indicates that he will not follow his ancestors' path into the army. Dire results ensue. Benjamin Britten in 1970 wrote an opera based on this story. (Summary by david wales)
“Owen Wingrave” Metadata:
- Title: Owen Wingrave
- Author: Henry James
- Language: English
- Publish Date: 1893
Edition Specifications:
- Format: Audio
- Number of Sections: 4
- Total Time: 01:29:31
Edition Identifiers:
- libriVox ID: 8343
Links and information:
- LibriVox Link: LibriVox
- Text Source: Org/details/wheeltimecollab00jamegoog
- Number of Sections: 4 sections
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- File Name: owen_wingrave_dw_1311_librivox
- File Format: zip
- Total Time: 01:29:31
- Download Link: Download link
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48Collaboration
By Henry James
It is Paris sometime after the Franco-Prussian War (1870--Germany won--the French Second Republic collapsed--France embittered). A French poet and a German composer come to admire one another's work and decide to collaborate on an opera. There are costs to pay. ( david wales)
“Collaboration” Metadata:
- Title: Collaboration
- Author: Henry James
- Language: English
- Publish Date: 1892
Edition Specifications:
- Format: Audio
- Number of Sections: 2
- Total Time: 00:57:15
Edition Identifiers:
- libriVox ID: 8365
Links and information:
- LibriVox Link: LibriVox
- Text Source: Org/details/wheeltimecollab00jamegoog
- Number of Sections: 2 sections
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- File Name: collaboration_dw_1311_librivox
- File Format: zip
- Total Time: 00:57:15
- Download Link: Download link
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49Portrait of a Lady (version 2)
By Henry James

The Portrait of a Lady is a novel by Henry James, first published as a serial in The Atlantic Monthly and Macmillan's Magazine in 1880–81 and then as a book in 1881. It is one of James's most popular long novels, and is regarded by critics as one of his finest. The Portrait of a Lady is the story of a spirited young American woman, Isabel Archer, who "affronts her destiny" and finds it overwhelming. She inherits a large amount of money and subsequently becomes the victim of Machiavellian scheming by two American expatriates. Like many of James's novels, it is set in Europe, mostly England and Italy. Generally regarded as the masterpiece of James's early period, this novel reflects James's continuing interest in the differences between the New World and the Old, often to the detriment of the former. It also treats in a profound way the themes of personal freedom, responsibility, and betrayal. - Summary by Wikipedia
“Portrait of a Lady (version 2)” Metadata:
- Title: Portrait of a Lady (version 2)
- Author: Henry James
- Language: English
- Publish Date: 1881
Edition Specifications:
- Format: Audio
- Number of Sections: 55
- Total Time: 23:06:10
Edition Identifiers:
- libriVox ID: 8391
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- File Name: portrait_of_a_lady_1501_librivox
- File Format: zip
- Total Time: 23:06:10
- Download Link: Download link
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50Awkward Age
By Henry James

Nanda Brookenham is coming of age, and thus 'coming out' in London society - which leads to complications in her family's social set in London's fin de siècle life. James presents the novel almost entirely in dialogue, an experiment that adds to the immediacy of the scenes but also creates serious ambiguities about characters and their motives. Summary by Anna Simon, adapted from Wikipedia.
“Awkward Age” Metadata:
- Title: Awkward Age
- Author: Henry James
- Language: English
- Publish Date: 1899
Edition Specifications:
- Format: Audio
- Number of Sections: 39
- Total Time: 15:16:09
Edition Identifiers:
- libriVox ID: 8726
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- File Name: awkward_age_1408_librivox
- File Format: zip
- Total Time: 15:16:09
- Download Link: Download link
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